6904 W 7th St, Sioux Falls, SD 57107 Property Records

Minnehaha County property record for 6904 W 7th St, Sioux Falls, SD 57107

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,379 sqft · built 1990
Lot Size	0.287 acres (12,480 sqft)
Owner	2 Trust Names on Record
Tax Bill	$4,477 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-21-14-302-014-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-14-302-014-000`
Alternative APN	`12127`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,379 sqft Finished Area
1st Floor Area	1,383 sqft
Basement Area	1,367 sqft
Finished Basement	1,000 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,480 sqft (0.287 acres)
Lot Dimensions	130 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	851 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	168 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	12127
Street Address	6904 W 7TH ST
City	SIOUX FALLS
State	SD
Zip	57107-0334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(TO TRACT 1 N12 SW14 14 101 50) 3 BLOCK 4 HALLS PARK ADDN IN CITY OF SIOUX F ALLS
Legal Range	50
Legal Township	101
Legal Section	14
Legal Subdivision	HALLS PARK ADDN
Legal Tract	1
Legal Block	4
Legal Lot Number	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3022
Census Tract	1001

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	6904 W 7TH ST, SIOUX FALLS, SD 57107-0334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 29, 2019	Deed of Trust, Mortgage · SBA Mortgage US SMALL BUSINESS ADMINISTRATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	6904 W 7TH ST, SIOUX FALLS, SD 57107-0334
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1954MTG/719
Date	Jun 21, 2022
Book Page	1954 MTG/719

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	6904 W 7TH ST, SIOUX FALLS, SD 57107-0334
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1870MTG/0639
Date	Oct 29, 2019
Book Page	1870 MTG/0639

Lender

Name	US SMALL BUSINESS ADMINISTRATION
Type	Government Agency
Address	EL PASO, TX 79935

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 10, 2049

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,602 (-6.8%) Land $30,165 Building $275,437	$305,602 Land $30,165 Building $275,437
2025	$4,477.00	$327,900 (+7.65%) Land $30,500 Building $297,400
2024	$4,477.00 (+3.97%)	$304,600 (+6.95%) Land $30,500 Building $274,100
2022	$4,306.00	$284,800 Land $30,500 Building $254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2006–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Starlink Satellite	280 / 30

May also be available: Verizon.

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