6904 Prelude Ln, Hughson, CA 95326 Property Records

Stanislaus County property record for 6904 Prelude Ln, Hughson, CA 95326

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,416 sqft · built 2003
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Apr 2019)
Tax Bill$5,223 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN018-086-011-000

Property Details

APN / Parcel Number

Primary APN018-086-011-000
Alternative APN
  • 0188611000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,416 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Lot Area7,000 sqft (0.161 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6904 PRELUDE LN
CityHUGHSON
StateCA
Zip95326-9139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOR. RHAPSODY UNIT #1 (40M74) LOT 31
Legal SubdivisionRHAPSODY 01
Legal Block1
Legal Lot Number31
JurisdictionSTANISLAUS CA
Township / Civil DivisionHUGHSON
Census Block Group1
Census Block1002
Census Tract2903

Owner

6904 Prelude Ln is owned and occupied by two individuals who bought it in April 2019.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6904 PRELUDE LN, HUGHSON, CA 95326-9139
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK
Apr 10, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC
Apr 12, 2019Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2019 · Amount on File
Deed SaleApr 12, 2019 · Amount on File
Prior SaleNov 18, 2015 · Amount on File
Deed Document Number201922258
Prior Transfer DateJun 12, 2015
Prior Transfer Doc0000046469
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Recording DateJun 18, 2026
Property Address6904 PRELUDE LN, HUGHSON, CA 95326-9139
Document Number0000033724
Instrument DateJun 11, 2026
Instrument202633724
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address6904 PRELUDE LN, HUGHSON, CA 95326-9139
InvestorPossibly a Property Investor

Mortgage

Document Number0000033724,
DateJun 18, 2026
Instrument202633724
Lender
NameBMO HARRIS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 16, 2056
Interest
Rate6.36%
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address6904 PRELUDE LN, HUGHSON, CA 95326-9139
Document Number0000026742
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedMay 7, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6904 PRELUDE LN HUGHSON CA 953269139, HUGHSON, CA 95326-9139

Mortgage

Document Number0000026742
DateApr 16, 2020
Instrument26742
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 15, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateApr 12, 2019
Property Address6904 PRELUDE LN, HUGHSON, CA 95326-9139
Document Number0000022258
Map ReferenceMB 40 PG 74
Instrument DateApr 8, 2019
Instrument2019-0022258
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6904 PRELUDE LN, HUGHSON, CA 95326-9139

Mortgage

Document Number0000022259
DateApr 12, 2019
Instrument2019-0022259
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 6904 Prelude Ln was $5,223, up 0.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityHughson City
Unified School DistrictHughson Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,223.00 (+0.1%)$455,126 (+2%) Land $136,537 Building $318,589
2025$5,218.00$446,203 Land $133,860 Building $312,343
2023$4,792.00 (+1.55%)$428,878 Land $128,663 Building $300,215
2022$4,719.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6904 Prelude Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6904 Prelude Ln is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HUGHSON
serves 7,977 people · EPA ID CA5010008
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
not recorded as resolved · Apr 2026
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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