6904 Love Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 6904 Love Mill Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 2014
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,720 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-003-001A`

Property Details

APN / Parcel Number

Primary APN	`08-003-001A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	1,326 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6904 LOVE MILL RD
City	MONROE
State	NC
Zip	28110-7141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OPCM416
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1004
Census Tract	20204

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6904 LOVE MILL RD, MONROE, NC 28110-7141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 18, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 1, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2021
Deed Sale	Feb 23, 2021
Prior Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	20218338
Deed Book / Page	7999 / 453
Prior Transfer Date	Feb 19, 2021
Prior Transfer Doc	0000008338
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Feb 23, 2021
Property Address	6904 LOVE MILL RD, MONROE, NC 28110-7141
Document Number	0007999453
Book / Page	7999 / 453
Map Reference	MB M FILE 416
Instrument Date	Feb 19, 2021
Instrument	8338
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6904 LOVE MILL RD, MONROE, NC 28110-7141

Mortgage

Document Number	0000008339
Date	Feb 23, 2021
Instrument	8339

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6904 LOVE MILL RD, MONROE, NC 28110-7141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7352258
Date	Apr 18, 2019
Book Page	7352/258
Instrument	0010081

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 1, 2019
Property Address	6904 LOVE MILL RD, MONROE, NC 28110-7141
Document Number	0007479519
Book / Page	7479 / 519
Map Reference	MB M FILE 416
Instrument Date	Sep 18, 2019
Instrument	0029996
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7119 SANTA CLAUS RD, 7119, MONROE, NC 28110-9079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6904 LOVE MILL RD, MONROE, NC 28110-7141

Mortgage

Document Number	0000029997
Date	Oct 1, 2019
Instrument	0029997

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,400 (-) Land $81,400 Building $259,000	$340,400 (-) Land $81,400 Building $259,000
2025	$1,720.00 (+27.79%)	$340,400 (+58.4%) Land $81,400 Building $259,000	$340,400 (+58.4%) Land $81,400 Building $259,000
2023	$1,346.00	$214,900 Land $21,500 Building $193,400	$214,900 Land $21,500 Building $193,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Love Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures