6904 E Rockton Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 6904 E Rockton Rd, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,694 sqft · built 1985
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Apr 2021)
Tax Bill	$8,007 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-15-400-017`

Property Details

APN / Parcel Number

Primary APN	`04-15-400-017`
Alternative APNs	`415400017` `015 764`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
Basement Area	1,606 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft
Garage Area	1,910 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	6904 E ROCKTON RD
City	ROSCOE
State	IL
Zip	61073-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	TR 4 BNG S 871.35 FT W 250 FT E 583.12FT SE 1/4 N OF ROAD PT SEC SEC: 15 TWP: 046 RANGE: 002 ACRES: 5.00
Legal Range	02E
Legal Township	46N
Legal Section	15
Legal Tract	4
Legal Block	15
Legal Lot Number	11
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1045
Census Tract	3903

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6904 E ROCKTON RD, ROSCOE, IL 61073-9726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SAVINGS BANK
Apr 26, 2021	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SVCS
Apr 20, 2020	Deed of Trust, Mortgage PNC BK
Dec 5, 2017	Warranty Deed, Transfer · Conventional with PMI PNC MTG
Jan 3, 2018	Warranty Deed, Transfer TITLE UNDERWRITERS AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	Oct 10, 2003 · Amount on Record
Deed Document Number	202114280
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	6904 E ROCKTON RD, ROSCOE, IL 61073-9726
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001371
Date	Jan 13, 2022
Instrument	2201371

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 26, 2021
Property Address	6904 E ROCKTON RD, ROSCOE, IL 61073-9726
Document Number	0000014280
Instrument Date	Apr 20, 2021
Instrument	2114280
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6904 E ROCKTON RD, ROSCOE, IL 61073-9726

Mortgage

Document Number	0000014281
Date	Apr 26, 2021
Instrument	2114281

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	6904 E ROCKTON RD, ROSCOE, IL 61073-9726
Document Number	0001010832
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6904 E ROCKTON RD ROSCOE IL 610739726, ROSCOE, IL 61073-9726

Mortgage

Document Number	0001010832
Date	Apr 28, 2020
Instrument	1010832

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2035

Interest

Rate	2.87%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 5, 2017
Property Address	6904 E ROCKTON RD, ROSCOE, IL 61073-9726
Document Number	0001038892
Instrument Date	Dec 1, 2017
Instrument	1038892
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6904 E ROCKTON RD ROSCOE IL 610739726, ROSCOE, IL 61073-9726

Mortgage

Document Number	1038893
Date	Dec 5, 2017
Instrument	1038893

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

Interest

Rate	4%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 3, 2018
Property Address	6904 E ROCKTON RD, ROSCOE, IL 61073-9726
Document Number	0001000253
Instrument Date	Dec 1, 2017
Instrument	1000253
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6904 E ROCKTON RD ROSCOE IL 610739726, ROSCOE, IL 61073-9726

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Prairie Hill Community Consolidated School District 133 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,007.00	$119,504 (+78.68%) Land $31,781 Building $87,723	$358,512 (+78.68%) Land $95,343 Building $263,169
2022	Homeowner's exemption	$66,880 Land $13,309 Building $53,571	$200,640 Land $39,927 Building $160,713

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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