6904 E 98th Ter, Kansas City, MO 64134 Property Records

Jackson County property record for 6904 E 98th Ter, Kansas City, MO 64134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,383 sqft · built 1956
Lot Size	0.306 acres (13,310 sqft)
Owner	2 Individual Names on File
Last Sale	$68,900 (Jul 1996)
Tax Bill	$2,013 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-640-10-18`

Property Details

APN / Parcel Number

Primary APN	`49-640-10-18`
Alternative APNs	`49-640-10-18-00-0-00-000` `49640101800000001` `971830`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,383 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,310 sqft (0.306 acres)
Lot Dimensions	140 ft deep x 64 ft wide

Exterior Amenities

Porch	Covered Porch
Porch Area	390 sqft
Deck Area	160 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	971830
Street Address	6904 E 98TH TER
City	KANSAS CITY
State	MO
Zip	64134-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRLANE LOT 164
Legal Subdivision	FAIRLANE
Legal Block	3
Legal Lot Number	164
Jurisdiction	JACKSON MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3005
Census Tract	13003

Owner

6904 E 98th Ter is owned and occupied by two individuals who acquired it in November 2013.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6904 E 98TH TER, KANSAS CITY, MO 64134-1323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage GUIDANCE RESIDENTIAL LLC
May 9, 2023	Warranty Deed, Transfer · Commercial Mortgage GUIDANCE RESIDENTIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1996 · Amount on File
Deed Sale	Jul 1, 1996 · Amount on File
Prior Sale	Jul 1, 1996
Deed Document Number	19969210
Deed Book / Page	2862 / P1772
Last Transfer Date	Nov 12, 2013
Transfer Doc	00E0122712
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	6904 E 98TH TER, KANSAS CITY, MO 64134-1323
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	THOMSON AFFINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0034456
Date	May 17, 2023
Instrument	2023E0034456

Lender

Name	GUIDANCE RESIDENTIAL LLC
Type	Mortgage Company
Address	RESTON, VA 20190

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 9, 2023
Property Address	6904 E 98TH TER, KANSAS CITY, MO 64134-1323
Document Number	00E0031909
Instrument Date	May 2, 2023
Instrument	2023E0031909
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	THOMSON AFFINITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8837 CRESCENT AVE, KANSAS CITY, MO 64138-4715

Mortgage

Document Number	00E0034456
Date	May 9, 2023
Instrument	2023E0034456

Lender

Name	GUIDANCE RESIDENTIAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6904 E 98th Ter was $2,013, up 8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Kansas City
Unified School District	Hickman Mills C-1 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,614 (-) Land $1,932 Building $20,682	$119,020 (-)
2025	$2,013.00 (+7.99%)	$22,614 Land $1,932 Building $20,682	$119,020
2024	$1,864.00 (+1.86%)
2023	$1,830.00	$21,532 Land $2,008 Building $19,524	$113,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6904 E 98th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6904 E 98th Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KANSAS CITY PWS serves 553,295 people · EPA ID MO1010415
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Everfast Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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