6903 N Monroe St, Spokane, WA 99208 Property Records

Spokane County property record for 6903 N Monroe St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,527 sqft · built 1955
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on Record
Tax Bill	$256 (2026)
Deeds & Mortgages	Feb 2023 Reverse Mortgage May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36303.1305`

Property Details

APN / Parcel Number

Primary APN	`36303.1305`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,527 sqft Living Area
Gross Area	1,679 sqft
1st Floor Area	1,127 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	392 sqft
Carport	Carport
Carport Area	392 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6903 N MONROE ST
City	SPOKANE
State	WA
Zip	99208-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	COZZA 5TH S34FT L5;N51 FT L6 B8
Legal Range	43E
Legal Township	26N
Legal Section	30
Legal Subdivision	COZZA ADD 05
Legal Block	8
Legal Lot Number	5,6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3011
Census Tract	11000

Owner

Source: Spokane County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6903 N MONROE ST, SPOKANE, WA 99208-4131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
May 12, 2021	Deed of Trust, Mortgage · Line of Credit NUMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6903 N MONROE ST, SPOKANE, WA 99208-4131
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6903 N MONROE ST, SPOKANE, WA 99208-4131

Mortgage

Document Number	0007269834
Date	Feb 27, 2023
Instrument	7269834

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	749 Months
Due	Jul 25, 2085

Interest

Rate Type	Adjustable Rate
Rate	7.22%
Type Change Date	Apr 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.2%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6903 N MONROE ST, SPOKANE, WA 99208-4131
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007073718
Date	May 12, 2021
Instrument	7073718

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$256.00 (+1.19%) Senior Citizen's exemption	$313,600 (+0.06%) Land $75,000 Building $238,600	$313,600 (+0.06%) Land $75,000 Building $238,600
2025	$253.00 (+1.61%) Disabled Person's exemption Senior Citizen's exemption
2024		$313,400 (+43.43%) Land $50,000 Building $263,400	$313,400 (+43.43%) Land $50,000 Building $263,400
2023	$249.00 (-16.16%) Disabled Person's exemption Senior Citizen's exemption	$218,500 Land $40,000 Building $178,500	$218,500 Land $40,000 Building $178,500
2022	$297.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 3 serves 3,768 people · EPA ID WA5393353
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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