6903 Merwin Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 6903 Merwin Ave, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,091 sqft · built 1938
Lot Size0.091 acres (3,964 sqft)
Owner2 Individual Names on Record
Tax Bill$2,913 (2025)
Deeds & MortgagesMar 2026 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN037-0005-0051-00

Property Details

APN / Parcel Number

Primary APN037-0005-0051-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,091 sqft Living Area
1st Floor Area737 sqft
AtticAttic
Attic Area354 sqft
Basement Area737 sqft
Finished Basement200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Architectural StyleConventional
Exterior MaterialBrick
Lot Area3,964 sqft (0.091 acres)
Lot Dimensions110 ft deep x 35 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area99 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address6903 MERWIN AVE
CityCINCINNATI
StateOH
Zip45227-3219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLENOX AVE 35 X 110 LOT 206 MADISON PLACE SUB
Legal SubdivisionMADISON PLACE SUB
Legal Lot Number206
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2010
Census Tract5600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6903 MERWIN AVE, CINCINNATI, OH 45227-3219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Dec 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1990
Deed SaleJan 1, 1990
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6903 MERWIN AVE, CINCINNATI, OH 45227-3219
Transaction TypeMortgage
Record UpdatedApr 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6903 MERWIN AVE, CINCINNATI, OH 45227-3219

Mortgage

Document Number0000020243
DateMar 18, 2026
Book Page15625/2401
Instrument2026-0020243
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2041

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6903 MERWIN AVE, CINCINNATI, OH 45227-3219
Document Number0000002934
Instrument DateDec 24, 2018
Transaction TypeMortgage
Record UpdatedMar 25, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6903 MERWIN AVE #AVO CINCINNATI OH 452273219, CINCINNATI, OH 45227-3219

Mortgage

Document Number0000002934
DateJan 10, 2019
Book Page013831/001270
Instrument2934
Lender
NameRUOFF MTG
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 9, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,913.00 (+3.04%)$47,198 (-) Land $10,710 Building $36,488
2024$2,827.00 (-2.15%)$47,198 (-) Land $10,710 Building $36,488
2023$2,889.00 (+25.23%)$47,198 (+39.7%) Land $10,710 Building $36,488$134,850 (+39.7%) Land $30,600 Building $104,250
2022$2,307.00 Homeowner's exemption$33,786 Land $5,282 Building $28,504
2020$96,530 Land $15,090 Building $81,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1990–2001)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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