6903 Main St, Queenstown, MD 21658 Property Records

Queen Anne's County property record for 6903 Main St, Queenstown, MD 21658

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,132 sqft · built 1874
Lot Size	0.795 acres (34,630 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Aug 2022)
Tax Bill	$5,780 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-022789`

Property Details

APN / Parcel Number

Primary APN	`05-022789`
Alternative APNs	`5022789` `022789`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,132 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1874
Effective Year Built	Effective 1874
Exterior Material	Siding
Roof Material	Wood Shingle
Lot Area	34,630 sqft (0.795 acres)
Lot Dimensions	210 ft deep x 134 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	429 sqft
Porch	Slab
Porch Area	392 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	022789
Street Address	6903 MAIN ST
City	QUEENSTOWN
State	MD
Zip	21658-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	34630 SQ FT W/SIDE MD RT 18 IN QUEENSTOWN
Legal Subdivision	COMMISSIONERS QUEENSTOWN LANDS
Legal Lot Number	B
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	5, QUEENSTOWN
Census Block Group	1
Census Block	1017
Census Tract	810600

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6903 MAIN ST, QUEENSTOWN, MD 21658-1219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 6, 2020	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Aug 12, 2022	Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Oct 25, 2013 · Amount on Record
Deed Book / Page	4096 / 246
Transfer Doc	0012080329
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	6903 MAIN ST, QUEENSTOWN, MD 21658-1219
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030980234
Date	Jun 10, 2019
Book Page	3098/234

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	6903 MAIN ST, QUEENSTOWN, MD 21658-1219
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	HOME FIRST TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032590201
Date	Feb 6, 2020
Book Page	3259/201

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Aug 12, 2022
Property Address	6903 MAIN ST, QUEENSTOWN, MD 21658-1219
Document Number	0040960246
Book / Page	4096 / 246
Instrument Date	Jul 22, 2022
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6903 MAIN ST, QUEENSTOWN, MD 21658-1219

Mortgage

Document Number	0004096256
Date	Aug 12, 2022
Instrument	4096-256

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	6903 MAIN ST, QUEENSTOWN, MD 21658-1219
Document Number	0034950103
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6903 MAIN ST QUEENSTOWN MD 216581219, QUEENSTOWN, MD 21658-1219

Mortgage

Document Number	0034950103
Date	Nov 2, 2020
Book Page	003495/000103

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Municipality	Queenstown Town
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,800 (+4.83%)	$540,600 (-) Land $269,900 Building $270,700
2025	$5,780.00 (+7.3%) Homeowner's exemption	$493,000 (+7.36%)	$540,600 (+15.22%) Land $269,900 Building $270,700
2023	$5,387.00	$459,200	$469,200 Land $262,900 Building $206,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	10 (1979–2020)
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF QUEENSTOWN serves 705 people · EPA ID MD0170003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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