Frederick County property record for 6903 Balsam Ct, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,348 sqft · built 1987 |
| Lot Size | 0.209 acres (9,107 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $211,000 (Apr 2017) |
| Tax Bill | $2,870 (2023) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-555768 |
| Primary APN | 28-555768 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,348 sqft Total Area |
| 1st Floor Area | 1,348 sqft |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,107 sqft (0.209 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 555768 |
|---|---|
| Street Address | 6903 BALSAM CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7146 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 199E SECTION 31 VILLAGE 3-9,107.27 SQ FT CRESTWOOD VILLAGE |
| Legal Subdivision | CRESTWOOD VILLAGE |
| Legal Lot Number | 199E |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 751002 |
6903 Balsam Ct, a townhouse, is owned and occupied by two individuals who bought it in April 2017.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6903 BALSAM CT, FREDERICK, MD 21703-7146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Mar 30, 2017 | Grant Deed, Transfer · Conventional with PMI M&T BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2017 · Amount on File |
| Deed Sale | Apr 3, 2017 · Amount on File |
| Deed Document Number | 0011744231 |
| Deed Book / Page | 11744 / 231 |
| Prior Transfer Date | Mar 30, 2017 |
| Prior Transfer Doc | 0117440231 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6903 BALSAM CT, FREDERICK, MD 21703-7146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6903 BALSAM CT, FREDERICK, MD 21703-7146 |
| Document Number | 0143140001 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 14314/1 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 30, 2017 |
| Property Address | 6903 BALSAM CT, FREDERICK, MD 21703-7146 |
| Document Number | 0117440231 |
| Book / Page | 011744 / 000231 |
| Instrument Date | Mar 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Title Company | UNITED TITLE, UNITED TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $211.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6903 BALSAM CT FREDERICK MD 217037146, FREDERICK, MD 21703-7146 |
| Document Number | 117440237 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 011744/000237 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2047 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,870.00 | $237,400 | $271,800 Land $90,000 Building $181,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6903 Balsam Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6903 Balsam Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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