St. Clair County property record for 6902 Palms Rd, Ira, MI 48023
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,806 sqft · built 2006 |
| Lot Size | 5.35 acres (233,046 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,776 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-23-011-4005-176 |
| Primary APN | 74-23-011-4005-176 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,806 sqft Living Area |
| 1st Floor Area | 2,866 sqft |
| Basement Area | 2,866 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 233,046 sqft (5.35 acres) |
| Lot Dimensions | 899 ft deep x 250 ft wide |
| Garage Area | 842 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6902 PALMS RD |
|---|---|
| City | IRA |
| State | MI |
| Zip | 48023-2214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AEC |
| Legal Description | BEG N 3D 14M 45S E 1264.24' FROM SE SECTION COR, TH N 3D 14M 45S E 250', TH N 88D 11M 35S W 1000', TH S 17D 38M 40S E |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 11 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | IRA |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 650100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6902 PALMS RD, IRA, MI 48023-2214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Sep 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 8, 2017 |
| Transfer Doc | 2017021624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 6902 PALMS RD, IRA, MI 48023-2214 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 6902 PALMS RD, IRA, MI 48023-2214 |
| Document Number | 5375215 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 5375/215 |
| Instrument | 2021016749 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | EAST LANSING, MI 48826 |
| Amount | Amount Recorded |
|---|---|
| Term | 96 Months |
| Due | Jun 1, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 11, 2017 |
| Property Address | 6902 PALMS RD, IRA, MI 48023-2214 |
| Document Number | 0048670348 |
| Book / Page | 004867 / 000348 |
| Instrument Date | Sep 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 6902 PALMS RD IRA MI 480232214, IRA, MI 48023-2214 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 6902 PALMS RD, IRA, MI 48023-2214 |
| Document Number | 0048130270 |
| Book / Page | 004813 / 000270 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6902 PALMS RD IRA MI 480232214, IRA, MI 48023-2214 |
| Document Number | 0048130270 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 004813/000270 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 28, 2032 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Ira Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,700 (+6.33%) | $809,400 (+6.33%) | |
| 2025 | $6,776.00 (+2.34%) Homeowner's exemption | $380,600 (+23.33%) | |
| 2024 | $6,621.00 (+9.06%) | $761,200 (+23.33%) | |
| 2023 | $308,600 | ||
| 2022 | $6,071.00 | $617,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Duke Broadband Fiber | 1,000 / 100 |
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