6902 Gracie Ln, Vale, NC 28168 Property Records

Catawba County property record for 6902 Gracie Ln, Vale, NC 28168

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,451 sqft · built 2018
Lot Size	9.61 acres (418,612 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Dec 1982)
Tax Bill	$2,432 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2688-03-01-7970`

Property Details

APN / Parcel Number

Primary APN	`2688-03-01-7970`
Alternative APN	`0007681`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,451 sqft Living Area
1st Floor Area	2,034 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Lot Area	418,612 sqft (9.61 acres)
Terrain	Rolling
Garage Area	2,400 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6902 GRACIE LN
City	VALE
State	NC
Zip	28168-8919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	ACCT# 159768870 MAP 008 B -02-023-B -0 MOBILE HM + MTL GARAGE REAR HM SITE 94 DECLARATION OF INTENT
Legal Subdivision	CITY OF VALE BANDYS TOWNSHIP
Jurisdiction	CATAWBA NC
Township / Civil Division	BANDY'S
Census Block Group	2
Census Block	2015
Census Tract	11802

Owner

6902 Gracie Ln is owned and occupied by two individuals who acquired it in February 2011.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6902 GRACIE LN, VALE, NC 28168-8919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Aug 30, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Feb 26, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jul 24, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BK
Mar 14, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1982 · Amount on File
Deed Sale	Dec 1, 1982 · Amount on File
Deed Book / Page	1317 / 428
Last Transfer Date	Feb 21, 2011
Transfer Doc	0030661330
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	6902 GRACIE LN, VALE, NC 28168-8919
Transaction Type	Mortgage
Record Updated	Dec 5, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036321438
Date	Feb 9, 2021
Book Page	3632/1438
Instrument	2855

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	6902 GRACIE LN, VALE, NC 28168-8919
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6902 GRACIE LN, VALE, NC 28168-8919

Mortgage

Document Number	0038281829
Date	Aug 30, 2023
Book Page	3828/1829
Instrument	15399

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	6902 GRACIE LN, VALE, NC 28168-8919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034811002
Date	Nov 19, 2018
Book Page	03481/1002
Instrument	19360

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	6902 GRACIE LN, VALE, NC 28168-8919
Document Number	0035571134
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6902 GRACIE LN VALE NC 281688919, VALE, NC 28168-8919

Mortgage

Document Number	0035571134
Date	Mar 3, 2020
Book Page	003557/001134
Instrument	4083

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	6902 GRACIE LN, VALE, NC 28168-8919
Document Number	0035181358
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6902 GRACIE LN VALE NC 281688919, VALE, NC 28168-8919

Mortgage

Document Number	0035181358
Date	Jul 30, 2019
Book Page	003518/001358
Instrument	12931

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 29, 2034

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	6902 GRACIE LN, VALE, NC 28168-8919
Document Number	0034970799
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6902 GRACIE LN VALE NC 281688919, VALE, NC 28168-8919

Mortgage

Document Number	0034970799
Date	Mar 19, 2019
Book Page	003497/000799
Instrument	4402

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6902 Gracie Ln was $2,432, down 15.1% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,300 (-) Land $50,900 Building $559,400
2025	$2,432.00 (-15.11%)	$610,300 Land $50,900 Building $559,400
2024	$2,865.00 (+3.77%)
2023	$2,761.00	$346,100 Land $51,100 Building $295,000	$610,300 Land $50,900 Building $559,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6902 Gracie Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6902 Gracie Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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