6901 Central Ave, Mulberry, FL 33860 Property Records

Polk County property record for 6901 Central Ave, Mulberry, FL 33860

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,912 sqft · built 1930
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Jan 2024)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-31-12-160000-008010`

Property Details

APN / Parcel Number

Primary APN	`23-31-12-160000-008010`
Alternative APNs	`123123160000008010` `23123000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	1,832 sqft
1st Floor Area	1,832 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2020
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	196 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	6901 CENTRAL AVE
City	MULBERRY
State	FL
Zip	33860
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Description	KIRKLAND LEON M SUB PB 30 PG 7 BLK H LOT 1
Legal Range	23E
Legal Township	31S
Legal Section	12
Legal Subdivision	KIRKLAND LEON M SUBDIVISION
Legal Tract	160000
Legal Block	H
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1077
Census Tract	16100

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 154, BRADLEY, FL 33835-0154
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC
Jan 24, 2024	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 31, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 22, 2021	Warranty Deed, Transfer · Balloon Mortgage HOUSE WAY SOLUTIONS INC
Apr 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	202418247
Deed Book / Page	12983 / 1070
Prior Transfer Date	Aug 10, 2023
Prior Transfer Doc	0000205306
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6901 CENTRAL AVE, MULBERRY, FL 33860
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	NATIONAL TITLE AND TRUST INC, NATIONAL TITLE & TRUST INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8901 CATRAL AVENUE, MULBERRY, FL 33860

Mortgage

Document Number	0000039242
Date	Feb 17, 2026
Book Page	13885/380
Instrument	2026039242

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92704

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 24, 2024
Property Address	6901 CENTRAL AVE, MULBERRY, FL 33860
Document Number	0000018247
Book / Page	12983 / 1070
Map Reference	MB 30 PG 7
Instrument Date	Jan 19, 2024
Instrument	2024018247
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	ALL ABOUT TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6215 BLACK DAIRY RD, SEFFNER, FL 33584-2907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6901 CENTRAL AVE, MULBERRY, FL 33860

Mortgage

Document Number	0129831072
Date	Jan 24, 2024
Instrument	12983/1072

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 31, 2023
Property Address	6901 CENTRAL AVE, MULBERRY, FL 33860
Document Number	0000205306
Book / Page	12821 / 63
Map Reference	MB 30 PG 7
Instrument Date	Aug 12, 2023
Instrument	2023205306
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6215 BLACK DAIRY RD, SEFFNER, FL 33584-2907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6215 BLACK DAIRY RD, SEFFNER, FL 33584-2907

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 22, 2021
Property Address	6901 CENTRAL AVE, MULBERRY, FL 33860
Document Number	0000333290
Book / Page	12039 / 1024
Map Reference	MB 30 PG 7
Instrument Date	Dec 17, 2021
Instrument	2021333290
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	AMZ TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2104 HERITAGE CREST DR, VALRICO, FL 33594-5117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6215 BLACK DAIRY RD, SEFFNER, FL 33584-2907

Mortgage

Document Number	0120391026
Date	Dec 22, 2021
Instrument	12039/1026

Lender

Name	HOUSE WAY SOLUTIONS INC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2022

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Apr 18, 2018
Property Address	6901 CENTRAL AVE, MULBERRY, FL 33860
Document Number	0104580778
Book / Page	010458 / 000778
Instrument Date	Apr 18, 2018
Instrument	82936
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 143 BRADLEY FL 338350143, BRADLEY, FL 33835-0143

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,105 (+6.48%) Land $14,625 Building $259,480	$274,105 (+6.48%) Land $14,625 Building $259,480
2025	$3,456.00 (-1.17%)	$257,425 (+65.96%) Land $14,625 Building $242,800	$257,425 (+65.96%) Land $14,625 Building $242,800
2024	$3,497.00 (+15.99%)
2023	$3,015.00 (+9.56%)	$155,114 (+15.58%) Land $10,400 Building $144,714	$155,114 (+15.58%) Land $10,400 Building $144,714
2022	$2,752.00	$134,210 Land $1,275 Building $132,935	$134,210 Land $1,275 Building $132,935

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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