6901 1st St N, Moorhead, MN 56560 Property Records

Clay County property record for 6901 1st St N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,000 (Sep 2022)
Tax Bill	$5,110 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2017 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`58.883.1827`

Property Details

APN / Parcel Number

Primary APN	`58.883.1827`
Alternative APN	`230181827`

Exterior

Lot Area	19,602 sqft (0.45 acres)

Location & Zoning

Street Address	6901 1ST ST N
City	MOORHEAD
State	MN
Zip	56560-6438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 18 TOWNSHIP 140 RANGE 048 N 121' OF S 266' OF N 3 ACRES OF W 10 RODS OF E 40 RODS OF E1/2 NE1/4
Legal Range	48
Legal Township	140
Legal Section	18
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1003
Census Tract	30106

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6901 1ST ST N, MOORHEAD, MN 56560-6438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Apr 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Jan 27, 2011 · Amount on Record
Deed Document Number	20221474368
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Sep 30, 2022
Property Address	6901 1ST ST N, MOORHEAD, MN 56560-6438
Document Number	0000832729
Instrument Date	Sep 30, 2022
Instrument	832729
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,112.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6901 1ST ST N, MOORHEAD, MN 56560-6438

Mortgage

Document Number	0000832730
Date	Sep 30, 2022
Instrument	832730

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	6901 1ST ST N, MOORHEAD, MN 56560-6438
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000767635
Date	Apr 17, 2017
Instrument	767635

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 20, 2032

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	6901 1ST ST N, MOORHEAD, MN 56560-6438
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000805904
Date	Sep 17, 2020
Instrument	805904

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	6901 1ST ST N, MOORHEAD, MN 56560-6438
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000821704
Date	Oct 11, 2021
Instrument	821704

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2036

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	6901 1ST ST N, MOORHEAD, MN 56560-6438
Document Number	0000796696
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6901 1ST ST N MOORHEAD MN 565606438, MOORHEAD, MN 56560-6438

Mortgage

Document Number	0000796696
Date	Dec 20, 2019
Instrument	796696

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,110.00 (+15.25%) Homeowner's exemption	$298,800 (+0.64%) Land $64,000 Building $234,800	$298,800 (+0.64%) Land $64,000 Building $234,800
2025		$296,900 (+7.3%) Land $64,000 Building $232,900	$296,900 (+7.3%) Land $64,000 Building $232,900
2023	$4,434.00 Homeowner's exemption	$276,700 Land $60,000 Building $216,700	$276,700 Land $60,000 Building $216,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	213 (1997–2014)
Claims Outside the SFHA	180 of 213
Most Recent Claim	May 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2011 · 109 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 17 claims Severe Flooding, High Winds,severe Storms, May 1997 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Otter Tail Telecom, X-Tech.

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