6900 State Rte 156, Waterloo, IL 62298 Property Records

Monroe County property record for 6900 State Rte 156, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1870
Lot Size	79.2 acres (3,449,952 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,317 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-01-300-001-000`

Property Details

APN / Parcel Number

Primary APN	`11-01-300-001-000`
Alternative APN	`11010000001900 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Building Perimeter
1st Floor Area	1,344 sqft
Upper Floors Area	1,329 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	3,449,952 sqft (79.2 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	501 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6900 STATE ROUTE 156
City	WATERLOO
State	IL
Zip	62298-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	W/2 SW/4
Legal Range	09W
Legal Township	03S
Legal Section	01
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2004
Census Tract	600501

Owner

6900 State Rte 156 is owner-occupied and held in a trust since September 2025.

Source: Monroe County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6900 STATE ROUTE 156, WATERLOO, IL 62298-2518
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 3, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
May 31, 2019	Trustee's Deed, Construction Loan · Line of Credit STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 29, 2025
Transfer Doc	0000439493
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Oct 3, 2025
Property Address	6900 STATE ROUTE 156, WATERLOO, IL 62298-2518
Document Number	0000439493
Instrument Date	Oct 2, 2025
Instrument	439493
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6900 STATE ROUTE 156, WATERLOO, IL 62298-2518

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6900 STATE ROUTE 156, WATERLOO, IL 62298-2518

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Oct 3, 2025
Property Address	6900 STATE ROUTE 156, WATERLOO, IL 62298-2518
Document Number	0000439494
Instrument Date	Oct 2, 2025
Instrument	439494
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6900 STATE ROUTE 156, WATERLOO, IL 62298-2518

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6900 STATE ROUTE 156, WATERLOO, IL 62298-2518

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6900 STATE ROUTE 156, WATERLOO, IL 62298-2518
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000421346
Date	Dec 8, 2021
Instrument	421346

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6900 STATE ROUTE 156, WATERLOO, IL 62298-2518
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000419249
Date	Aug 20, 2021
Instrument	419249

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Nov 17, 2022

Interest

Rate Type	Fixed Rate

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE IL
Recording Date	May 31, 2019
Property Address	6900 STATE ROUTE 156, WATERLOO, IL 62298-2518
Instrument Date	May 17, 2019
Instrument	401715
Transaction Type	Construction Loan
Record Updated	Jun 14, 2019
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6900 STATE ROUTE 156 WATERLOO IL 622982518, WATERLOO, IL 62298-2518

Mortgage

Document Number	0000401715
Date	May 31, 2019
Instrument	401715

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 30, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6900 State Rte 156 was $4,317, up 16.4% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,317.00 (+16.42%) Homeowner's exemption	$77,961 (+12.19%) Land $34,221 Building $43,740	$233,883 (+12.19%) Land $102,663 Building $131,220
2024	$3,708.00 Additional exemption filed	$69,493 Land $31,960 Building $37,533	$208,479 Land $95,880 Building $112,599
2022	$3,502.00 Additional exemption filed	$62,060 Land $26,260 Building $35,800	$186,180 Land $78,780 Building $107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6900 State Rte 156 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6900 State Rte 156 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Wisper ISP Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 156

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