6900 Smithfield Rd, Smithfield, KY 40068 Property Records

Henry County property record for 6900 Smithfield Rd, Smithfield, KY 40068

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 6,138 sqft · built 2025
Lot Size	10 acres (435,774 sqft)
Owner	Individual Name on File
Last Sale	$267,900 (Jul 2025)
Tax Bill	$234 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`009-00-00-089.00`

Property Details

APN / Parcel Number

Primary APN	`009-00-00-089.00`
Alternative APNs	`18783` `22356`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,138 sqft Building Perimeter
Gross Area	1,856 sqft
Basement Area	2,744 sqft
Unfinished Basement	2,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	435,774 sqft (10 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	22356
Street Address	6900 SMITHFIELD RD
City	SMITHFIELD
State	KY
Zip	40068-8006
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BARN & 10.004 ACRES
Legal Tract	2
Jurisdiction	HENRY KY
Township / Civil Division	EMINENCE
Census Block Group	1
Census Block	1036
Census Tract	90301

Owner

6900 Smithfield Rd, a rural home, is owned by an individual who bought it in July 2025.

Source: Henry County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4003 DELAWARE DR, LA GRANGE, KY 40031-9653
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE
Sep 26, 2025	Deed of Trust, Mortgage · Construction Mortgage THE FARMERS BANK OF MILTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Prior Sale	May 15, 2025 · Amount on File
Deed Document Number	20251214419
Deed Book / Page	340 / 51
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY KY
Recording Date	Aug 4, 2026
Property Address	6900 SMITHFIELD RD, SMITHFIELD, KY 40068-8006
Document Number	0001230835
Book / Page	448 / 737
Instrument Date	May 16, 2026
Instrument	20261230835
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	6900 SMITHFIELD RD, SMITHFIELD, KY 40068-8006

Mortgage

Document Number	0001230835,
Date	Aug 4, 2026
Book Page	448/737
Instrument	20261230835

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY KY
Property Address	6900 SMITHFIELD RD, SMITHFIELD, KY 40068-7874
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6900 SMITHFIELD RD, SMITHFIELD, KY 40068-7874

Mortgage

Document Number	000M438/21
Date	Sep 26, 2025
Book Page	M438/21
Instrument	1217780

Lender

Name	THE FARMERS BANK OF MILTON
Type	Bank
Address	LA GRANGE, KY 40031

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	24 Months
Due	Sep 22, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 6900 Smithfield Rd was $234.

Source: Henry County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henry County
Unified School District	Henry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$618,200 (+4,253.52%) Land $10,200 Building $608,000	$808,000 (+5,590.14%) Land $200,000 Building $608,000
2025	$234.00	$14,200	$14,200
2023	$2,283.00	$196,200	$196,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6900 Smithfield Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2004–2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6900 Smithfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRY COUNTY WATER DISTRICT #2 serves 17,716 people · EPA ID KY0520192
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	10 / 1

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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