Osceola County property record for 6900 Ranchero Ct, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 7 ba · 5,049 sqft · built 2006 |
| Lot Size | 3.77 acres (164,221 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $81,900 (Jul 2003) |
| Tax Bill | $9,851 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 18-26-32-2599-0001-1230 |
| Primary APN | 18-26-32-2599-0001-1230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Stories | 2 Stories |
| Building Area | 5,049 sqft Living Area |
| Gross Area | 6,743 sqft |
| 1st Floor Area | 3,775 sqft |
| Upper Floors Area | 1,274 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 164,221 sqft (3.77 acres) |
| Lot Dimensions | 225 ft deep x 243 ft wide |
| Garage Type | Attached |
| Garage Area | 777 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 49 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 709 sqft |
| Deck Area | 24 sqft |
| Boat Access | Boat Access |
| Boat House | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 6900 RANCHERO CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OA1A |
| Legal Description | BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 123 07/26/32 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UNIT 3 |
| Legal Tract | 2599 |
| Legal Block | 1230 |
| Legal Lot Number | 123 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 43801 |
Source: Osceola County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6900 RANCHERO CT, SAINT CLOUD, FL 34771-7002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2003 · Amount on Record |
| Deed Sale | Jul 29, 2003 · Amount on Record |
| Prior Sale | Jul 6, 2000 · Amount on Record |
| Deed Book / Page | 2301 / 2531 |
| Record Updated | Sep 20, 2026 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,851.00 (+6.04%) Homeowner's exemption | $700,506 (+5.99%) | $964,100 (+1.13%) Land $145,000 Building $819,100 |
| 2023 | $9,290.00 (+3.42%) Homeowner's exemption | $660,936 (+3%) | $953,300 (+16.88%) Land $125,000 Building $828,300 |
| 2022 | $8,983.00 Homeowner's exemption | $641,686 | $815,600 Land $125,000 Building $690,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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