690 Split Rail Row, Highlands, NC 28741 Property Records

Macon County property record for 690 Split Rail Row, Highlands, NC 28741 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 1996
Square Footage	3,911 sqft Heated Area
Lot Size	87,120 sqft (2 acres)
Occupancy	Owner Occupied
Last Sale	$685,000 (2012)
Tax Bill	$5,898.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`7550405858`
Alternative APNs	`0500338` `148295`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	3,911 sqft Heated Area
1st Floor	2,440 sqft 1st Floor
Upper Floors	1,471 sqft Upper Floors
Basement Area	1,142 sqft Basement
Unfinished Basement	1,142 sqft Unfinished
Stories	1 Stories
Utility Room	Utility Room
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	87,120 sqft (2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	658 sqft Garage

Exterior Amenities

Deck Area	70 sqft Deck
Patio Area	144 sqft Patio
Porch Area	626 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	148295
Street Address	690 SPLIT RAIL ROW
City	HIGHLANDS
State	NC
Zip	28741-8490
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 36 SAGEE MTN DEV
Legal Subdivision	SAGEE MTN
Legal Lot Number	36
Jurisdiction	MACON NC
Minor Civil Division	HIGHLANDS
Census Blockgroup	1
Census Block	1055
Census Tract	970502

Owner

Source: Macon County records · APN 7550405858

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	690 SPLIT RAIL ROW, HIGHLANDS, NC 28741-8490
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2012 · Amount on Record
Deed Sale	Jan 11, 2012 · Amount on Record
Deed Doc Number	2012178
Deed Book / Page	34 / 79
Last Transfer Date	Nov 10, 2020
Transfer Doc	K40/756
Record Refreshed	Sep 20, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Nov 23, 2020
Property Address	690 SPLIT RAIL ROW, HIGHLANDS, NC 28741-8490
Document Number	K40/756
Book / Page	K-40 / 756
Map Reference	MB K-21 PG 1922-1923
Instrument Date	Nov 10, 2020
Instrument	2020009318
Transaction Type	Transfer
Record Updated	Oct 04, 2021
Title Company	NOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 SPLIT RAIL ROW, HIGHLANDS, NC 28741-8490

Mortgage

Document Number	2020009319
Date	Nov 23, 2020
Instrument	2020009319

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,476,770 (-) Land $250,000 Building $1,226,770	$1,476,770 (-) Land $250,000 Building $1,226,770
2025	$5,898.00 (+0.2%)	$1,476,770 (-) Land $250,000 Building $1,226,770	$1,476,770 (-) Land $250,000 Building $1,226,770
2023	$5,886.00	$1,476,770 Land $250,000 Building $1,226,770	$1,476,770 Land $250,000 Building $1,226,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	About 1 in 787 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.