McLennan County property record for 690 Sommerfeld Dr, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,710 sqft · built 1980 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $343,113 (Apr 2026) |
| Tax Bill | $2,208 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-002300-024804-8 |
| Primary APN | 26-002300-024804-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 1,710 sqft |
| Flooring | Carpet |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 214 sqft |
| Storage Building | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 690 SOMMERFELD DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-5054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MANCHACA J A ACRES .715 |
| Legal Subdivision | MANCHACA J A |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MART |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 3602 |
690 Sommerfeld Dr is owned and occupied by two individuals who bought it in April 2026.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 690 SOMMERFELD DR, WACO, TX 76705-5054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed of Trust, Mortgage | |
| Mar 24, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX |
| Aug 29, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 24, 2026 | Deed, Transfer · Seller Carry-Back AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE |
| Aug 13, 2024 | Warranty Deed, Transfer |
| Jul 26, 2024 | Vendor's Lien, Transfer · Conventional Mortgage WATEX LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on File |
| Deed Sale | Apr 24, 2026 · Amount on File |
| Deed Document Number | 202612853 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 690 SOMMERFELD DR, WACO, TX 76705-5054 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000045291 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 2021045291 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 690 SOMMERFELD DR, WACO, TX 76705-5054 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 690 SOMMERFELD DR, WACO, TX 76705-5054 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000008583 |
|---|---|
| Date | Mar 24, 2025 |
| Instrument | 2025008583 |
| Name | FIRST NATIONAL BANK OF CENTRAL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 690 SOMMERFELD DR, WACO, TX 76705-5054 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 690 SOMMERFELD DR, WACO, TX 76705-5054 |
| Document Number | 0000034029 |
|---|---|
| Date | Aug 29, 2024 |
| Instrument | 2024034029 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 24, 2026 |
| Property Address | 690 SOMMERFELD DR, WACO, TX 76705-5054 |
| Document Number | 0000012853 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026.12853 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 690 SOMMERFELD DR, WACO, TX 76705-5054 |
| Document Number | 0000012854, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026.12854 |
| Special Notes | Seller Financed |
|---|
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 13, 2024 |
| Property Address | 690 SOMMERFELD DR, WACO, TX 76705-5054 |
| Document Number | 0000032397 |
| Map Reference | VOL 65 PG 613 |
| Instrument Date | Aug 12, 2024 |
| Instrument | 2024032397 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 690 SOMMERFELD DR, WACO, TX 76705-5054 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 26, 2024 |
| Property Address | 690 SOMMERFELD DR, WACO, TX 76705-5054 |
| Document Number | 0000030239 |
| Map Reference | VOL 189 PG 254 |
| Instrument Date | Jul 24, 2024 |
| Instrument | 2024030239 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | AGT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 690 SOMMERFELD DR, WACO, TX 76705-5054 |
| Document Number | 0000030240 |
|---|---|
| Date | Jul 26, 2024 |
| Instrument | 2024030240 |
| Name | WATEX LLC |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 690 Sommerfeld Dr was $2,208, up 118.8% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Hallsburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,124 (-19.18%) Land $23,242 Building $120,882 | $144,124 (-19.18%) Land $23,242 Building $120,882 | |
| 2025 | $2,208.00 (+118.83%) | $178,330 Land $18,880 Building $159,450 | $178,330 Land $18,880 Building $159,450 |
| 2024 | $1,009.00 | ||
| 2023 | $226,730 Land $18,880 Building $207,850 | $226,730 Land $18,880 Building $207,850 | |
| 2022 | $853.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 690 Sommerfeld Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 690 Sommerfeld Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | H & H WSC serves 1,767 people · EPA ID TX1550029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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