690 Silver Lake St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 690 Silver Lake St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,480 sqft · built 1951
Lot Size	0.201 acres (8,770 sqft)
Owner	2 Individual Names on File
Last Sale	$149,900 (Apr 2017)
Tax Bill	$3,549 (2026)
Deeds & Mortgages	Aug 2024 Refinance Dec 2021 Refinance + 1 more
APN	`ATHO M:00010 B:00022 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00010 B:00022 L:00000`
Alternative APN	`5117`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,480 sqft Living Area
Gross Area	3,138 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,608 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,770 sqft (0.201 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5117
Street Address	690 SILVER LAKE ST
City	ATHOL
State	MA
Zip	01331-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	22
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	1
Census Block	1002
Census Tract	703200

Owner

690 Silver Lake St is owned and occupied by two individuals who acquired it in December 2021.

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	690 SILVER LAKE ST, ATHOL, MA 01331-1210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ATHOL CU
Dec 10, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ATHOL CU
Apr 21, 2017	Quit Claim Deed, Transfer NORWICH COM'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2017 · Amount on File
Deed Sale	Apr 21, 2017 · Amount on File
Prior Sale	Dec 9, 2016 · Amount on File
Deed Book / Page	57007 / 56
Last Transfer Date	Dec 6, 2021
Transfer Doc	066716-359
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	690 SILVER LAKE ST, ATHOL, MA 01331-1210
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070875-198
Date	Aug 9, 2024
Book Page	70875/198
Instrument	63694

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Dec 10, 2021
Property Address	690 SILVER LAKE ST, ATHOL, MA 01331-1210
Document Number	066716-359
Book / Page	66716 / 359
Instrument Date	Dec 6, 2021
Instrument	172762
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	690 SILVER LAKE ST, ATHOL, MA 01331-1210

Mortgage

Document Number	0000172763
Date	Dec 10, 2021
Instrument	172763

Lender

Name	ATHOL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	253 Months
Due	Jan 1, 2043

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Apr 21, 2017
Property Address	690 SILVER LAKE ST, ATHOL, MA 01331-1210
Document Number	57007-56
Book / Page	057007 / 000056
Instrument Date	Apr 20, 2017
Instrument	39908
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$683.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 SILVER LAKE ST ATHOL MA 013311210, ATHOL, MA 01331-1210

Mortgage

Document Number	57007-59
Date	Apr 21, 2017
Book Page	057007/000059
Instrument	39909

Lender

Name	NORWICH COM'L

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 690 Silver Lake St was $3,549, up 5.4% from the year before.

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,549.00 (+5.41%)	$280,100 (+5.74%) Land $50,400 Building $229,700	$271,605 (-)
2025	$3,367.00 (+3.41%)	$264,900 (+4.37%) Land $48,500 Building $216,400	$271,605 (+3.7%)
2024	$3,256.00 (+4.03%)	$253,800 (+13.86%) Land $48,500 Building $205,300	$261,915
2023	$3,130.00	$222,900 Land $35,100 Building $187,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 690 Silver Lake St.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 690 Silver Lake St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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