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690 S Rays Rd, Stone Mountain, GA 30083 Property Records

DeKalb County property record for 690 S Rays Rd, Stone Mountain, GA 30083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,949 sqft · built 1983
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Tax Bill$456 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN15-254-01-211

Property Details

APN / Parcel Number

Primary APN15-254-01-211
Alternative APNs
  • B-955281620-001
  • 0599565

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,949 sqft Living Area
Gross Area2,688 sqft
1st Floor Area1,344 sqft
Basement Area1,344 sqft
Finished Basement605 sqft
Unfinished Basement739 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialWood Frame
Construction TypeWood
Roof TypeGable/Hip
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions135 ft deep x 53 ft wide
Deck AreaDeck Area
Patio Area145 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address690 S RAYS RD
CitySTONE MOUNTAIN
StateGA
Zip30083-4653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR100
Legal DescriptionPB 71 PG 147
Legal SubdivisionCARLISLE
Legal Block1
Legal Lot Number3
JurisdictionDE KALB GA
Township / Civil DivisionATLANTA-DECATUR
Census Block Group1
Census Block1000
Census Tract23219

Owner

Source: DeKalb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address690 S RAYS RD, STONE MOUNTAIN, GA 30083-4653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Deed of Trust, Mortgage · VA Mortgage
HOME LENDING
Sep 17, 2026Deed of Trust, Mortgage
NFM LENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 1995
Deed SaleSep 14, 1995
Prior SaleMay 23, 1995 · Amount on Record
Deed Book / Page8694 / 492
Last Transfer DateApr 22, 2025
Transfer Doc0319470422
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Recording DateJun 17, 2026
Property Address690 S RAYS RD, STONE MOUNTAIN, GA 30083-4653
Document Number0000064992
Book / Page32653 / 3
Instrument DateJun 5, 2026
Instrument202664992
Transaction TypeMortgage
Record UpdatedAug 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064992,
DateJun 17, 2026
Book Page32653/3
Instrument202664992
Lender
NameHOME LENDING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Recording DateSep 17, 2026
Property Address690 S RAYS RD, STONE MOUNTAIN, GA 30083-4653
Document Number0000095052
Book / Page32802 / 765
Instrument DateJun 5, 2026
Instrument202695052
Transaction TypeMortgage
Record UpdatedOct 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address690 S RAYS RD, STONE MOUNTAIN, GA 30083-4653

Mortgage

Document Number0000095052,
DateSep 17, 2026
Book Page32802/765
Instrument202695052
Lender
NameNFM LENDING
Agreement
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyDeKalb County
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$456.00 (+19.37%)$81,200 (-2.92%) Land $14,616 Building $66,584$203,000 (-2.92%) Land $36,540 Building $166,460
2023$382.00 (-85.11%) Veteran's exemption$83,640 (+9.53%) Land $15,000 Building $68,640$209,100 (+9.53%) Land $37,500 Building $171,600
2022$2,565.00$76,360 Land $15,000 Building $61,360$190,900 Land $37,500 Building $153,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims2 (2015–2020)
Most Recent ClaimOct 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB COUNTY
serves 743,000 people · EPA ID GA0890001
Water SourceSurface water
Last State InspectionNov 2023
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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