690 S Fair Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 690 S Fair Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,082 sqft · built 1930
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Dec 2025)
Tax Bill	$755 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-0019-0047-06-0`

Property Details

APN / Parcel Number

Primary APN	`52-0019-0047-06-0`
Alternative APN	`11-52-0019-0047-06-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,082 sqft Living Area
1st Floor Area	872 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Lot Area	8,276 sqft (0.19 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	690 S FAIR AVE
City	BENTON HARBOR
State	MI
Zip	49022-4124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICT D
Legal Description	COM 62'S OF NE COR OF SE1/4 OF SE1/4 OF SEC 19 T4S R18W TH S 55'TH W 158'TH N 55'TH E 158'TO BEG
Legal Range	18W
Legal Township	04S
Legal Section	19
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON HARBOR
Census Block Group	1
Census Block	1035
Census Tract	300

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	690 S FAIR AVE, BENTON HARBOR, MI 49022-4124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit HONOR CREDIT UNION
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
May 19, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Oct 26, 2007 · Amount on Record
Deed Document Number	2025448793
Deed Book / Page	3467 / 1122
Prior Transfer Date	Sep 28, 2006
Prior Transfer Doc	02750/1492
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	May 26, 2026
Property Address	690 S FAIR AVE, BENTON HARBOR, MI 49022-4124
Document Number	0000461611
Book / Page	3478 / 923
Instrument Date	May 13, 2026
Instrument	2026461611
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	690 S FAIR AVE, BENTON HARBOR, MI 49022-4124

Mortgage

Document Number	0000461611,
Date	May 26, 2026
Book Page	3478/923
Instrument	2026461611

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 12, 2046

Interest

Rate	6.3%
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 23, 2025
Property Address	690 S FAIR AVE, BENTON HARBOR, MI 49022-4124
Document Number	03467/1122
Book / Page	3467 / 1122
Instrument Date	Dec 19, 2025
Instrument	2025448793
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	690 S FAIR AVE, BENTON HARBOR, MI 49022-4124

Mortgage

Document Number	0034671125
Date	Dec 23, 2025
Instrument	3467/1125

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	Jul 1, 2031

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	May 19, 2022
Property Address	690 S FAIR AVE, BENTON HARBOR, MI 49022-4124
Document Number	03374/2672
Book / Page	3374 / 2672
Instrument Date	May 16, 2022
Instrument	2022353436
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Benton Harbor City
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,900 (+0.58%)	$69,800 (+0.58%)
2025	$755.00 (+2.86%) Homeowner's exemption	$34,700 (+61.4%)	$69,400 (+61.4%)
2024	$734.00 (+10.04%)
2023		$21,500	$43,000
2022	$667.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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