690 Ryan Ln, Cobden, IL 62920 Property Records

Union County property record for 690 Ryan Ln, Cobden, IL 62920

Property Summary

Property Type	Single Family Home
Lot Size	4.95 acres (215,622 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,000 (Sep 2023)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-05-541-C`

Property Details

APN / Parcel Number

Primary APN	`07-25-05-541-C`
Alternative APN	`03-25-100-007`

Exterior

Lot Area	215,622 sqft (4.95 acres)

Location & Zoning

Street Address	690 RYAN LN
City	COBDEN
State	IL
Zip	62920-3582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S25 T11 R2W PT S1/2 NW
Legal Range	02W
Legal Township	11
Legal Section	25
Jurisdiction	UNION IL
Township / Civil Division	COBDEN DISTRICT 2
Census Block Group	1
Census Block	1054
Census Tract	950200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	690 RYAN LN, COBDEN, IL 62920-3582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 5, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Jun 2, 2010
Deed Document Number	20232289
Transfer Doc	0000001309
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IL
Property Address	690 RYAN LN, COBDEN, IL 62920-3582
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017R0127
Date	Jan 23, 2017
Instrument	2017R0127

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Sep 5, 2023
Property Address	690 RYAN LN, COBDEN, IL 62920-3582
Document Number	02023R2289
Instrument Date	Sep 5, 2023
Instrument	2023R2289
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	690 RYAN LN, COBDEN, IL 62920-3582

Mortgage

Document Number	02023R2290
Date	Sep 5, 2023
Instrument	2023R2290

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Union County
Unified School District	Cobden School Unit District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,540.00 (+10.63%)	$56,690 (+24.29%) Land $5,630 Building $51,060	$170,070 (+24.29%) Land $16,890 Building $153,180
2022	$2,296.00 Homeowner's exemption	$45,612 Land $4,531 Building $41,081	$136,836 Land $13,593 Building $123,243

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30

May also be available: BLIP Networks, ClearWave, Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ryan Ln

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