690 Rand Rd, Owensboro, KY 42301 Property Records

Daviess County property record for 690 Rand Rd, Owensboro, KY 42301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,632 sqft · built 1974
Lot Size	0.259 acres (11,266 sqft)
Owner	Individual Name on Record
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Dec 2007 Mortgage Jul 2006 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`038E0007800000`

Property Details

APN / Parcel Number

Primary APN	`038E0007800000`
Alternative APNs	`038-E0-00-078-00-000` `2248364`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,632 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,266 sqft (0.259 acres)
Lot Dimensions	131 ft deep x 86 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	690 RAND RD
City	OWENSBORO
State	KY
Zip	42301-8328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	690 RAND RD
Legal Subdivision	GARDENSIDE
Legal Lot Number	78
Jurisdiction	DAVIESS KY
Township / Civil Division	UTICA-STANLEY
Census Block Group	1
Census Block	1018
Census Tract	1800

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	690 RAND RD, OWENSBORO, KY 42301-8328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2007	Deed of Trust, Mortgage · FHA Mortgage CENTURY LENDING CO
Jul 31, 2006	Deed, Transfer · ARM FIRST FRANKLIN FINANCIAL CORP
May 4, 2006	Special Warranty Deed, Transfer
May 4, 2006	Quit Claim Deed, Foreclosure Quitclaim
Feb 22, 2006	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	690 RAND RD, OWENSBORO, KY 42301-8328
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001616/159
Date	Dec 27, 2007
Book Page	1616/159
Instrument	2007-00021191

Lender

Name	CENTURY LENDING CO
Type	Lending Institution
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2038

July 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Jul 31, 2006
Property Address	690 RAND RD, OWENSBORO, KY 42301-8328
Document Number	000820/307
Book / Page	0820 / 307
Map Reference	MB3 PG117
Instrument Date	Jul 28, 2006
Instrument	00013174
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1530 SIOUX PL, OWENSBORO, KY 42301-5355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 RANE RD, OWENSBORO, KY 42301-8328

Mortgage

Document Number	001519/974
Date	Jul 31, 2006
Book Page	1519/974
Instrument	0013175

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender
Address	SAN JOSE, CA 95131

Agreement

Type	ARM
Amount	Amount Recorded
Term	24 Months
Due	Aug 1, 2036
Prepayment Penalty	00 Months

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Aug 1, 2008
Change Frequency	6 Months
Min Rate At Change	8.25%
Max Rate At Change	11.2%
Index	6-Month LIBOR
Max Rate	14.2%

May 2006: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DAVIESS KY
Recording Date	May 4, 2006
Property Address	690 RAND RD, OWENSBORO, KY 42301-8328
Document Number	000816/080
Book / Page	0816 / 080
Map Reference	MB3 PG117
Instrument Date	Apr 24, 2006
Instrument	00007798
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Tax	$49.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 CORPORATE CENTER DR, RALEIGH, NC 27607-5066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2926 RIDGEWOOD ST, OWENSBORO, KY 42301-0223
Investor	Possibly a Property Investor

May 2006: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	DAVIESS KY
Recording Date	May 4, 2006
Property Address	690 RAND RD, OWENSBORO, KY 42301-8328
Document Number	000816/073
Book / Page	0816 / 073
Map Reference	MB3 PG117
Instrument Date	Apr 24, 2006
Instrument	00007797
Transaction Type	Foreclosure
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7100 E PLEGHOUTH VALLEY RD100, INDEPENDENCE, OH 44131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 COROP CENTER DR, RALEIGH, NC 27607
Investor	Possibly a Property Investor

February 2006: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	DAVIESS KY
Recording Date	Feb 22, 2006
Property Address	690 RAND RD, OWENSBORO, KY 42301-8328
Document Number	000812/613
Book / Page	0812 / 613
Map Reference	MB3 PG117
Instrument Date	Feb 7, 2006
Instrument	00003179
Transaction Type	Foreclosure
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,600 (-)	$145,600 (-)
2025	$1,500.00	$145,600 (-) Land $15,000 Building $130,600	$145,600 (-) Land $15,000 Building $130,600
2023		$145,600	$145,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (2013–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, And Landslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, And Landslides, Feb 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIESS CO WATER DISTRICT serves 33,655 people · EPA ID KY0300387
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Rand Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures