690 Race Path Rd, Rincon, GA 31326 Property Records

Effingham County property record for 690 Race Path Rd, Rincon, GA 31326 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,945 sqft · built 2021
Lot Size	5.08 acres (221,285 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jan 2023)
Tax Bill	$5,291 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`04120-005-A03`

Property Details

APN / Parcel Number

Primary APN	`04120-005-A03`
Alternative APNs	`00770024000` `28797`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,945 sqft Heated Area
Gross Area	1,280 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	221,285 sqft (5.08 acres)
Garage Type	Mixed
Garage Area	1,500 sqft

Exterior Amenities

Porch	Patio
Deck Area	384 sqft
Lean-To	360 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28797
Street Address	690 RACE PATH RD
City	RINCON
State	GA
Zip	31326-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.08 AC TRCT 3 (OUT 412-5A)
Legal Tract	3
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4001
Census Tract	30301

Owner

Source: Effingham County records · APN 04120-005-A03

Assessment roll updated December 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	690 RACE PATH RD, RINCON, GA 31326-3040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Nov 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE
Jan 27, 2023	Limited Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE
Jun 15, 2021	Limited Warranty Deed, Transfer · VA Mortgage GATEWAY FIRST BANK
May 09, 2019	Quit Claim Deed, Transfer Quitclaim
Oct 10, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF NEWINGTON

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2023 · Amount on Record
Deed Sale	Jan 31, 2023 · Amount on Record
Prior Sale	Jun 15, 2021 · Amount on Record
Deed Document Number	2023194
Deed Book / Page	2829 / 387
Prior Transfer Date	May 09, 2019
Prior Transfer Doc	0002524/53
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	690 RACE PATH RD, RINCON, GA 31326-3040
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 RACE PATH RD, RINCON, GA 31326-3040

Mortgage

Document Number	0000002631/0000000608
Date	Oct 20, 2020
Book Page	0000002631/0000000608
Instrument	010793

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Nov 01, 2020

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	690 RACE PATH RD, RINCON, GA 31326-3040
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	RACE PATH RD, GA

Mortgage

Document Number	0000002500/0000000385
Date	Nov 30, 2018
Book Page	0000002500/0000000385
Instrument	010452

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 01, 2019

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	690 RACE PATH RD, RINCON, GA 31326-3040
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 RACE PATH RD, RINCON, GA 31326-3040

Mortgage

Document Number	0000002524/0000000055
Date	May 16, 2019
Book Page	0000002524/0000000055
Instrument	003984

Lender

Name	AMERICAN FINANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

January 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 27, 2023
Property Address	690 RACE PATH RD, RINCON, GA 31326-3040
Document Number	002829/387
Book / Page	2829 / 387
Instrument Date	Jan 27, 2023
Instrument	2023-000194
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 RACE PATH RD, RINCON, GA 31326-3040

Mortgage

Document Number	0000000742
Date	Jan 27, 2023
Instrument	000742

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

June 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 15, 2021
Property Address	690 RACE PATH RD, RINCON, GA 31326-3040
Document Number	002701/870
Book / Page	2701 / 870
Instrument Date	Jun 15, 2021
Instrument	2021-002016
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 RACE PATH RD, RINCON, GA 31326-3040

Mortgage

Document Number	0000007732
Date	Jun 15, 2021
Instrument	007732

Lender

Name	GATEWAY FIRST BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 01, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 09, 2019
Property Address	690 RACE PATH RD, RINCON, GA 31326-3040
Document Number	0002524/53
Book / Page	2524 / 53
Instrument Date	May 09, 2019
Instrument	2019-001257
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 RACE PATH RD, RINCON, GA 31326-3040

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 10, 2017
Property Address	690 RACE PATH RD, RINCON, GA 31326-3040
Document Number	002432/428
Book / Page	2432 / 428
Instrument Date	Oct 10, 2017
Instrument	2017-002792
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 AMELIA CT, GUYTON, GA 31312-5359

Mortgage

Document Number	002432/430
Date	Oct 12, 2017
Book Page	2432/430
Instrument	009169

Lender

Name	BANK OF NEWINGTON
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Nov 01, 2019

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,291.00 (+41.58%) Homeowner's exemption	$202,295 (+53.32%) Land $86,517 Building $115,778	$505,739 (+53.32%) Land $216,293 Building $289,446
2022	$3,737.00	$131,940 Land $54,674 Building $77,266	$329,849 Land $136,684 Building $193,165

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 64% of Georgia
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Uniti Group	DSL	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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