Santa Barbara County property record for 690 Picacho Ln, Santa Barbara, CA 93108
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 12,896 sqft · built 2001 |
| Lot Size | 8.98 acres (391,169 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $21,500,000 (Jun 2015) |
| Tax Bill | $269,044 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-140-034 |
| Primary APN | 011-140-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Building Area | 12,896 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 391,169 sqft |
| Street Address | 690 PICACHO LN |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93108-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3E1 |
| Legal Description | PM 13950 BK 45/26-27 PARCEL 2 |
| Legal Subdivision | PM 13950 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1500 |
Source: Santa Barbara County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 52 BEVERLY PARK WAY, BEVERLY HILLS, CA 90210-1545 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 10, 2026 | Quit Claim Deed, Transfer · Construction Mortgage US BANK |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2015 · Amount on Record |
| Deed Sale | Jun 2, 2015 · Amount on Record |
| Prior Sale | May 19, 1998 |
| Deed Document Number | 201528277 |
| Last Transfer Date | Jul 9, 2026 |
| Transfer Doc | 0000023392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Jul 10, 2026 |
| Property Address | 690 PICACHO LN, SANTA BARBARA, CA 93108-1225 |
| Document Number | 0000023392 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202623392 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Number | 0000023393, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202623393 |
| Name | US BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 690 PICACHO LN, SANTA BARBARA, CA 93108-1225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000022833 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 2020-0022833 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Secondary School District | Santa Barbara Unified School District (7-12) (07 - 12) |
| Elementary School District | Montecito Union Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $26,356,576 (+2%) Land $14,710,648 Building $11,645,928 | |
| 2025 | $269,044.00 (+1.87%) | $25,839,781 (+4.04%) Land $14,422,204 Building $11,417,577 |
| 2024 | $264,093.00 (+1.89%) | |
| 2023 | $259,182.00 (+1.59%) | $24,836,392 Land $13,862,173 Building $10,974,219 |
| 2022 | $255,129.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 49 units insured incl. 2 condo units |
| Nearby Flood Claims | 27 (1978–2024) |
| Claims Outside the SFHA | 23 of 27 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, GeoLinks.
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