Merced County property record for 690 Osprey St, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,565 sqft · built 2020 |
| Lot Size | 0.231 acres (10,059 sqft) |
| Owner | Company Name on File |
| Last Sale | $502,500 (Jun 2020) |
| Tax Bill | $8,057 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jul 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 231-190-008-000 |
| Primary APN | 231-190-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,565 sqft Living Area |
| 1st Floor Area | 2,565 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Lot Area | 10,059 sqft (0.231 acres) |
| Garage Type | Attached |
| Garage Area | 765 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 588 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 231-190-008 |
|---|---|
| Street Address | 690 OSPREY ST |
| City | MERCED |
| State | CA |
| Zip | 95340-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANSIONETTE ESTATES UNIT 5 LOT 122 |
| Legal Subdivision | MANSIONETTE ESTATE |
| Legal Lot Number | 122 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 1801 |
Source: Merced County assessment roll, APN 231-190-008-000, as of July 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 690 OSPREY ST, MERCED, CA 95340-9604 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 09, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 26, 2021 | Intrafamily Transfer, Transfer |
| Jun 18, 2020 | Quit Claim Deed, Transfer · VA Mortgage NAVY FCU |
| Jun 18, 2020 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2020 · Amount on Record |
| Deed Sale | Jun 18, 2020 · Amount on Record |
| Deed Document Number | 202019776 |
| Last Transfer Date | Jul 06, 2021 |
| Transfer Doc | 0000032890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 690 OSPREY ST, MERCED, CA 95340-9604 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 690 OSPREY ST, MERCED, CA 95340-9604 |
| Document Number | 0000007964 |
|---|---|
| Date | Apr 09, 2024 |
| Instrument | 2024007964 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 01, 2064 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 26, 2021 |
| Property Address | 690 OSPREY ST, MERCED, CA 95340-9604 |
| Document Number | 0000032890 |
| Map Reference | VOL 79 PG 35-37 |
| Instrument Date | Jul 06, 2021 |
| Instrument | 2021032890 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 690 OSPREY ST, MERCED, CA 95340-9604 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 18, 2020 |
| Property Address | 690 OSPREY ST, MERCED, CA 95340-9604 |
| Document Number | 0000019777 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 19777 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 690 OSPREY ST MERCED CA 953409604, MERCED, CA 95340-9604 |
| Document Number | 19779 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 19779 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 18, 2020 |
| Property Address | 690 OSPREY ST, MERCED, CA 95340-9604 |
| Document Number | 0000019776 |
| Instrument Date | Jul 01, 2019 |
| Instrument | 19776 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $553.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 690 OSPREY ST MERCED CA 953409604, MERCED, CA 95340-9604 |
Source: Merced County assessment roll as of July 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,057.00 (+5.05%) Homeowner's exemption | $549,014 (+4.04%) Land $87,488 Building $461,526 |
| 2024 | $7,670.00 (+1.82%) | |
| 2023 | $7,533.00 (+2.28%) Homeowner's exemption | $527,697 Land $84,092 Building $443,605 |
| 2022 | $7,365.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), as of October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470018011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 250 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System, water system CA2410009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MERCED serves 96,073 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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