690 N 640 E, American Fork, UT 84003 Property Records

Utah County property record for 690 N 640 E, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,190 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Oct 2020)
Tax Bill	$2,156 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-009-0018`

Property Details

APN / Parcel Number

Primary APN	`40-009-0018`
Alternative APN	`053283`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	1,190 sqft
Basement Area	1,118 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	053283
Street Address	690 N 640 E
City	AMERICAN FORK
State	UT
Zip	84003-1974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK 3, PLAT B, GAYBROOKE TERRACE SUB.
Legal Subdivision	GAYBROOKE TERRACE SUB
Legal Block	3
Legal Lot Number	1
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	2
Census Block	2004
Census Tract	10700

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	690 N 640 E, AMERICAN FORK, UT 84003-1974
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage AMERICAN FIRST CU
Oct 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 9, 2017	Deed of Trust, Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Sep 29, 2006 · Amount on Record
Deed Document Number	2020163510
Prior Transfer Date	Oct 15, 2020
Prior Transfer Doc	0000163510
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	690 N 640 E, AMERICAN FORK, UT 84003-1974
Transaction Type	Mortgage
Record Updated	May 29, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032715
Date	May 22, 2023
Instrument	32715:2023

Lender

Name	AMERICAN FIRST CU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 30, 2033

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Oct 20, 2020
Property Address	690 N 640 E, AMERICAN FORK, UT 84003-1974
Document Number	0000163510
Instrument Date	Oct 15, 2020
Instrument	163510:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	TRULY TITLE INC UTAH

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	690 N 640 E, AMERICAN FORK, UT 84003-1974

Mortgage

Document Number	0000163511
Date	Oct 20, 2020
Instrument	163511:2020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	690 N 640 E, AMERICAN FORK, UT 84003-1974
Document Number	0000057517
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	690 N 640 E AMERICAN FORK UT 840031974, AMERICAN FORK, UT 84003-1974

Mortgage

Document Number	0000057517
Date	Jun 14, 2017
Instrument	57517

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,445 (-44.87%)	$449,900 (+0.25%) Land $197,700 Building $252,200
2025	$2,156.00	$448,800 (+92.32%) Land $197,700 Building $251,100	$448,800 (+5.77%) Land $197,700 Building $251,100
2024	$2,156.00 (+8.83%)
2023	$1,981.00 (-4.81%)	$233,365	$424,300 Land $188,300 Building $236,000
2022	$2,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
CentraCom DSL	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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