690 Mitchell Rd, Put In Bay, OH 43456 Property Records

Ottawa County property record for 690 Mitchell Rd, Put In Bay, OH 43456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,366 sqft · built 1985
Lot Size	1.9 acres (83,112 sqft)
Owner	2 Individual Names on Record
Last Sale	$442,500 (Oct 2020)
Tax Bill	$4,698 (2025)
Deeds & Mortgages	May 2022 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039881-3`

Property Details

APN / Parcel Number

Primary APN	`039881-3`
Alternative APN	`024-12239-27172-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,366 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2016
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	83,112 sqft (1.9 acres)
Lot Dimensions	625 ft deep x 133 ft wide

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	039881-3
Street Address	690 MITCHELL RD
City	PUT IN BAY
State	OH
Zip	43456-6765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWIND SUBD LOT 3
Legal Subdivision	NORTHWIND SUBD
Legal Lot Number	3
Jurisdiction	OTTAWA OH
Township / Civil Division	PUT-IN-BAY
Census Block Group	1
Census Block	1019
Census Tract	50100

Owner

Source: Ottawa County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42087 BIGGS RD, LAGRANGE, OH 44050-9720
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FSB (OF DELAWARE
Oct 2, 2020	Survivorship Deed, Transfer · Conventional Mortgage FIRST FSLA OF LAKEWOOD
Feb 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	2020299277
Deed Book / Page	1797 / 526
Prior Transfer Date	Jan 23, 2018
Prior Transfer Doc	0000273905
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	690 MITCHELL RD, PUT IN BAY, OH 43456-6765
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42087 BIGGS RD, LAGRANGE, OH 44050-9720

Mortgage

Document Number	0000317842
Date	May 23, 2022
Book Page	1900/121
Instrument	2022-317842

Lender

Name	FIRST FSB (OF DELAWARE
Type	Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	OTTAWA OH
Recording Date	Oct 2, 2020
Property Address	690 MITCHELL RD, PUT IN BAY, OH 43456-6765
Document Number	0000299277
Book / Page	1797 / 526
Instrument Date	Oct 2, 2020
Instrument	202000299277
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	42087 RIGGS ROAD, LAGRANGE, OH 44050

Mortgage

Document Number	0001797527
Date	Oct 2, 2020
Instrument	1797/527

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OH
Recording Date	Feb 2, 2018
Property Address	690 MITCHELL RD, PUT IN BAY, OH 43456-6765
Document Number	0000273905
Book / Page	001665 / 000685
Instrument Date	Jan 23, 2018
Instrument	273905
Transaction Type	Transfer
Record Updated	Jul 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	690 MITCHELL RD PUT IN BAY OH 434566765, PUT IN BAY, OH 43456-6765

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Put-in-Bay Township
Unified School District	Put-in-Bay Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,698.00 (-0.09%)	$152,678 (-) Land $55,864 Building $96,814
2024	$4,702.00 (-4.47%)	$152,678 (+4.47%) Land $55,864 Building $96,814	$436,220 (+4.47%) Land $159,610 Building $276,610
2023	$4,922.00 (+4.97%)	$146,150 (-) Land $55,860 Building $90,290
2022	$4,689.00	$146,150 Land $55,860 Building $90,290
2021			$417,570 Land $159,600 Building $257,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	83 units insured incl. 38 condo units
Nearby Flood Claims	72 (1978–2021)
Claims Outside the SFHA	7 of 72
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Amplex Wireless, T-Mobile.

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