690 Misty Mountain Dr, Durango, CO 81301 Property Records

La Plata County property record for 690 Misty Mountain Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,016 sqft · built 2017
Lot Size	21.8 acres (949,608 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,232 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5671-274-00-122`

Property Details

APN / Parcel Number

Primary APN	`5671-274-00-122`
Alternative APN	`R013776`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	3,099 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Lot Area	949,608 sqft
Garage Type	Attached
Garage Area	1,083 sqft
Porch	Porch
Porch Area	504 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R013776
Street Address	690 MISTY MOUNTAIN DR
City	DURANGO
State	CO
Zip	81301-8200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: A SECTION: 27 TOWNSHIP: 35 RANGE: 8 S.P.S. #45 690 MISTY MOUNTAIN DR DURANGO 81301
Legal Range	08
Legal Township	35
Legal Section	27
Legal Subdivision	DURANGO
Legal Tract	A
Legal Block	2
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	2
Census Block	2011
Census Tract	970601

Owner

690 Misty Mountain Dr is owned and occupied by two individuals who acquired it in March 2017.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	690 MISTY MOUNTAIN DR, DURANGO, CO 81301-8200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF DURANGO
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC
Mar 14, 2017	Intrafamily Transfer, Transfer COLORADO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 13, 2017
Transfer Doc	0001125601
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	690 MISTY MOUNTAIN DR, DURANGO, CO 81301-8200
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001199731
Date	Sep 24, 2021
Instrument	1199731

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	690 MISTY MOUNTAIN DR, DURANGO, CO 81301-8200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001130117
Date	Jun 28, 2017
Instrument	1130117

Lender

Name	FIRST NATIONAL BANK OF DURANGO
Type	Bank
Address	DURANGO, CO 81302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	690 MISTY MOUNTAIN DR, DURANGO, CO 81301-8200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001163076
Date	Oct 16, 2019
Instrument	1163076

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	690 MISTY MOUNTAIN DR, DURANGO, CO 81301-8200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001173752
Date	Jul 9, 2020
Instrument	1173752

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Mar 14, 2017
Property Address	690 MISTY MOUNTAIN DR, DURANGO, CO 81301-8200
Document Number	0001125601
Instrument Date	Mar 13, 2017
Instrument	1125601
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COLORADO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 E GLENWOOD AVE, ANAHEIM, CA 92805-2149

Tax Assessment & Valuation

The 2025 property tax bill for 690 Misty Mountain Dr was $3,232.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,510 (-1.51%) Land $15,460 Building $30,050	$739,240 (-) Land $251,130 Building $488,110
2025	$3,232.00	$46,210 Land $15,700 Building $30,510	$739,240 Land $251,130 Building $488,110
2023	$2,325.00 (+8.49%)	$37,680 (+13.53%) Land $13,080 Building $24,600	$562,410 (+17.77%) Land $195,280 Building $367,130
2022	$2,143.00	$33,190 Land $10,580 Building $22,610	$477,540 Land $152,250 Building $325,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 690 Misty Mountain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 690 Misty Mountain Dr is very high, ranking above 90% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5
AlignTec Fixed Wireless	50 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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