690 Lovers Cove Rd, Eastsound, WA 98245 Property Records

San Juan County property record for 690 Lovers Cove Rd, Eastsound, WA 98245

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 934 sqft · built 2008
Lot Size	16.4 acres (717,869 sqft)
Owner	Company Name on Record
Last Sale	$2,200,000 (Jan 2007)
Tax Bill	$38,995 (2023)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`272921-005-000`

Property Details

APN / Parcel Number

Primary APN	`272921-005-000`
Alternative APN	`12631`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	934 sqft Living Area
Gross Area	6,793 sqft
1st Floor Area	4,759 sqft
2nd Floor Area	1,333 sqft
Flooring	Wood
Interior Walls	Unfinished
Fireplaces	2 Fireplaces
Fireplace	2 Story

Exterior

Year Built	Built 2008
Architectural Style	Other
Exterior Material	Stucco
Roof Material	Metal
Lot Area	717,869 sqft (16.4 acres)
Lot Width	257 ft Width
Terrain	Other
Garage Area	1,744 sqft

Exterior Amenities

Deck Area	299 sqft
Patio Area	526 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	12631
Street Address	690 LOVERS COVE RD
City	EASTSOUND
State	WA
Zip	98245-5290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PR GL 1 & PR NE-NW SEC 29, T 37N, R 2W
Legal Range	02W
Legal Township	37N
Legal Section	29
Jurisdiction	SAN JUAN WA
Township / Civil Division	ORCAS
Census Block Group	2
Census Block	2002
Census Tract	960103

Owner

Source: San Juan County records, as of October 30, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9029 NE 36TH ST, YARROW POINT, WA 98004-1201
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2019	Quit Claim Deed, Transfer STIFEL BK&TR
Aug 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2007 · Amount on Record
Deed Sale	Jan 10, 2007 · Amount on Record
Prior Sale	Aug 14, 2019
Deed Document Number	0000110005
Last Transfer Date	Aug 22, 2019
Transfer Doc	0000822003
Record Updated	Jun 7, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JUAN WA
Recording Date	Aug 14, 2019
Property Address	690 LOVERS COVE RD, EASTSOUND, WA 98245-5290
Document Number	0000814006
Instrument Date	Aug 12, 2019
Instrument	814006
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	690 LOVERS COVE RD EASTSOUND WA 982455290, EASTSOUND, WA 98245-5290

Mortgage

Document Number	814007
Date	Aug 14, 2019
Instrument	814007

Lender

Name	STIFEL BK&TR
Type	Bank
Address	12655 OLIVE BLVD # 250, ST LOUIS, MO 63141-6343

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JUAN WA
Recording Date	Aug 22, 2019
Property Address	690 LOVERS COVE RD, EASTSOUND, WA 98245-5290
Document Number	0000822003
Instrument Date	Jul 25, 2019
Instrument	822003
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	690 LOVERS COVE RD EASTSOUND WA 982455290, EASTSOUND, WA 98245-5290

Tax Assessment & Valuation

Source: San Juan County assessment roll, as of May 31, 2022

Property Jurisdictions

Type	Name
State	Washington
County	San Juan County
Unified School District	Orcas Island School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$38,995.00
2022		$6,663,380 Land $1,540,040 Building $5,123,340	$6,663,380 Land $1,540,040 Building $5,123,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rock Island Communications Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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