Haywood County property record for 690 Lost Cove Rd, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,320 sqft · built 1999 |
| Lot Size | 4.93 acres (214,838 sqft) |
| Owner | Trust Name on File |
| Last Sale | $410,000 (Nov 2020) |
| Tax Bill | $2,800 (2025) |
| Deeds & Mortgages | Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8730-70-9693 |
| Primary APN | 8730-70-9693 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,320 sqft Heated Area |
| Gross Area | 2,584 sqft |
| 1st Floor Area | 1,320 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 214,838 sqft (4.93 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 264140 |
|---|---|
| Street Address | 690 LOST COVE RD |
| City | CLYDE |
| State | NC |
| Zip | 28721-8952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 690 LOST COVE RD PT #B-2 |
| Legal Subdivision | LOST COVE |
| Legal Unit | B-2 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CRABTREE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 920102 |
690 Lost Cove Rd is held in a trust since November 2020.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 103 N COSLETT CT, CARY, NC 27513-1612 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on File |
| Deed Sale | Nov 2, 2020 · Amount on File |
| Deed Document Number | 202011319 |
| Deed Book / Page | 1012 / 632 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Nov 2, 2020 |
| Property Address | 690 LOST COVE RD, CLYDE, NC 28721-8952 |
| Document Number | 0010120634 |
| Book / Page | 001012 / 000634 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 11319 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 103 N COSLETT CT CARY NC 275131612, CARY, NC 27513-1612 |
The 2025 property tax bill for 690 Lost Cove Rd was $2,800.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $406,400 (-) Land $82,200 Building $324,200 | ||
| 2025 | $2,800.00 | $406,400 Land $82,200 Building $324,200 | $406,400 Land $82,200 Building $324,200 |
| 2023 | $406,400 Land $82,200 Building $324,200 | $406,400 Land $82,200 Building $324,200 | |
| 2021 | $406,400 Land $82,200 Building $324,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 690 Lost Cove Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1994–1999) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 690 Lost Cove Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 93% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Zito Media.
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