690 Lore Lake Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 690 Lore Lake Rd, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,344 sqft · built 1983
Lot Size	3.99 acres (173,804 sqft)
Owner	Individual Name on File
Tax Bill	$3,770 (2023)
Deeds & Mortgages	Jun 2017 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0781582`

Property Details

APN / Parcel Number

Primary APN	`R0781582`
Alternative APNs	`07-4184-32-2-02-20-0000` `0000775840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	768 sqft
Upper Floors Area	504 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	173,804 sqft (3.99 acres)
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	346 sqft
Shed	1 Shed
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000775840
Street Address	690 LORE LAKE RD
City	KALISPELL
State	MT
Zip	59901-7008
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S32, T30 N, R22 W, 12306-B, PARCEL N/A, TR 3A IN SW4NE4NW4
Legal Range	22W
Legal Township	30N
Legal Section	32
Legal Quarter	NW
Legal Subdivision	CERT/SURVEY 12306
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL NORTHWEST
Census Block Group	3
Census Block	3059
Census Tract	1701

Owner

Source: Flathead County records · APN R0781582

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	535 COLORADO AVE, WHITEFISH, MT 59937-3406
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 10, 2020	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2020
Deed Sale	Sep 10, 2020
Deed Document Number	202000029551
Record Updated	Jun 07, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	690 LORE LAKE RD, KALISPELL, MT 59901-7008
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700011464
Date	Jun 07, 2017
Instrument	201700011464

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	690 LORE LAKE RD, KALISPELL, MT 59901-7008
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	CANTON TITLE, CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900033927
Date	Dec 30, 2019
Instrument	201900033927

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2035

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 10, 2020
Property Address	690 LORE LAKE RD, KALISPELL, MT 59901-7008
Document Number	202000029551
Instrument Date	Sep 09, 2020
Instrument	202000029551
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	535 COLORADO AVE, WHITEFISH, MT 59937-3406

Mortgage

Document Number	202000029552
Date	Sep 10, 2020
Instrument	202000029552

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Olney-Bissell Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,770.00	$534,600	$534,600 Land $164,757 Building $369,843

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), as of November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290017013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 46% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
InterBel Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 24 locations within half a mile of this property.

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