690 Laurel Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 690 Laurel Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,000 sqft · built 1927
Lot Size	0.039 acres (1,700 sqft)
Owner	Individual Name on Record
Last Sale	$958,000 (Jul 2022)
Tax Bill	$10,884 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-304-008-000`

Property Details

APN / Parcel Number

Primary APN	`006-304-008-000`
Alternative APN	`006-304-008`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,000 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,700 sqft (0.039 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	006-304-008
Street Address	690 LAUREL AVE
City	PACIFIC GROVE
State	CA
Zip	93950-3350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACIFIC GROVE ADD 2 SWLY 15 FT OF NW 37 FT OF LOT 17 & NW 37 FT OF LOT 19 BLK 48
Legal Subdivision	PACIFIC GROVE ADD 2
Legal Block	48
Legal Lot Number	17,19
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1026
Census Tract	12302

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	690 LAUREL AVE, PACIFIC GROVE, CA 93950-3350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 9, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Mar 9, 2020 · Amount on Record
Deed Document Number	202229959
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 7, 2022
Property Address	690 LAUREL AVE, PACIFIC GROVE, CA 93950-3350
Document Number	0000029959
Map Reference	VOL 1 PG 10
Instrument Date	Jun 27, 2022
Instrument	2022029959
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 LAUREL AVE, PACIFIC GROVE, CA 93950-3350

Mortgage

Document Number	0000029960
Date	Jul 7, 2022
Instrument	2022029960

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	690 LAUREL AVE, PACIFIC GROVE, CA 93950-3350
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3077 PRUNERIDGE AVE, SANTA CLARA, CA 95051-6146

Mortgage

Document Number	0000053647
Date	Aug 9, 2021
Instrument	2021053647

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 9, 2020
Property Address	690 LAUREL AVE, PACIFIC GROVE, CA 93950-3350
Document Number	0000011668
Map Reference	MB 1 PG 10
Instrument Date	Mar 4, 2020
Instrument	2020011668
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3077 PRUNERIDGE AVE, SANTA CLARA, CA 95051-6146

Mortgage

Document Number	0000011669
Date	Mar 9, 2020
Instrument	2020011669

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,016,636 (+2%) Land $424,483 Building $592,153
2025	$10,884.00 (+3.87%) Homeowner's exemption	$996,703 (+4.04%) Land $416,160 Building $580,543
2023	$10,478.00 (+21.33%) Homeowner's exemption	$958,000 Land $400,000 Building $558,000
2022	$8,636.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1986)
Most Recent Claim	Feb 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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