690 Kulaniapia Dr, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 690 Kulaniapia Dr, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 2023
Lot Size	20.2 acres (883,527 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Sep 2021)
Tax Bill	$1,505 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`3-2-6-028-026`

Property Details

APN / Parcel Number

Primary APN	`3-2-6-028-026`
Alternative APNs	`3-2-6-028-026-0000` `260280260000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,380 sqft
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	883,527 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	100 sqft
Shed	1 Shed
Shed Area	476 sqft

Location & Zoning

Street Address	690 KULANIAPIA DR
State	HI
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5I
Legal Description	LOT 7-A-5 20.283 AC
Legal Subdivision	PUUEO FARM LOTS
Legal Lot Number	7-A-5
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	1
Census Block	1013
Census Tract	20202

Owner

690 Kulaniapia Dr is owned and occupied by an individual who bought it in September 2021.

Source: State of Hawaii and Hawaii County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 6498, HILO, HI 96720-8929
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 16, 2021	Warranty Deed, Construction Loan · Construction Mortgage HAWAII FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Deed Document Number	202179290174
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	690 KULANIAPIA DR, HILO, HI 96720
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A84740239
Date	Mar 15, 2023
Instrument	A-84740239

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

September 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Sep 16, 2021
Property Address	690 KULANIAPIA DR, HILO, HI 96720
Document Number	0A79290174
Instrument Date	Sep 13, 2021
Instrument	A-79290174
Transaction Type	Construction Loan
Record Updated	Apr 30, 2026
Title Company	TG

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HILO, HI 96721

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 OLIANA ST, HILO, HI 96720-1632

Mortgage

Document Number	0A79290175
Date	Sep 16, 2021
Instrument	A-79290175

Lender

Name	HAWAII FIRST FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 690 Kulaniapia Dr was $1,505 with a homeowner's exemption.

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,500 (+2.82%) Land $8,900 Building $380,600	$919,500 (+2.84%) Land $538,900 Building $380,600
2025	$1,505.00	$378,800 (+2.99%) Land $8,900 Building $369,900	$894,100 (+2.56%) Land $513,500 Building $380,600
2024		$367,800 (+743.58%) Land $8,900 Building $358,900	$871,800 (+63.53%) Land $512,900 Building $358,900
2023	$100.00	$43,600 Land $8,500 Building $35,100	$533,100 Land $498,000 Building $35,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 690 Kulaniapia Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1994–2008)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 690 Kulaniapia Dr is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 53% of Hawaii
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

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