690 Grindstone Harbor Rd, Orcas, WA 98280 Property Records

San Juan County property record for 690 Grindstone Harbor Rd, Orcas, WA 98280

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,526 sqft · built 2018
Lot Size	5.03 acres (219,264 sqft)
Owner	Individual Name on File
Last Sale	$3,700,000 (Jul 2024)
Tax Bill	$16,674 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Feb 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262314-001-000`

Property Details

APN / Parcel Number

Primary APN	`262314-001-000`
Alternative APN	`9768`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,526 sqft Living Area
1st Floor Area	2,526 sqft
Basement Area	810 sqft
Great Room	Great Room
Flooring	Tile
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	219,264 sqft (5.03 acres)
Terrain	Gentle Slope
View / Lot	Waterfront
Garage Area	884 sqft

Exterior Amenities

Deck Area	880 sqft
Shed	1 Shed
Shed Area	80 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Sewer	Septic

Location & Zoning

Account Number	9768
Street Address	690 GRINDSTONE HARBOR RD
City	ORCAS
State	WA
Zip	98280-5289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PR GL 5 & PR NE-NE TGW TDS SEC 23, T 36N, R 2W
Legal Range	02W
Legal Township	36N
Legal Section	23
Jurisdiction	SAN JUAN WA
Township / Civil Division	ORCAS
Census Block Group	2
Census Block	2011
Census Tract	960102

Owner

690 Grindstone Harbor Rd is owned by an individual who bought it in July 2024.

Source: San Juan County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1700 FOOTHILL RD, OJAI, CA 93023-1751
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK
Feb 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 16, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HERITAGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2024 · Amount on File
Deed Sale	Jul 9, 2024 · Amount on File
Deed Document Number	20242
Prior Transfer Date	Jan 17, 2019
Prior Transfer Doc	0000000014
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	690 GRINDSTONE HARBOR RD, ORCAS, WA 98280-5289
Transaction Type	Mortgage
Record Updated	Apr 18, 2022
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001210015
Date	Dec 10, 2019
Instrument	2019-1210015

Lender

Name	HERITAGE BANK
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JUAN WA
Recording Date	Feb 27, 2019
Property Address	690 GRINDSTONE HARBOR RD, ORCAS, WA 98280-5289
Document Number	0000227014
Instrument Date	Jan 17, 2019
Instrument	227014
Transaction Type	Transfer
Record Updated	Mar 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11456 MEADOW CREEK RD EL CAJON CA 920208274, EL CAJON, CA 92020-8274

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN JUAN WA
Recording Date	Nov 16, 2017
Property Address	690 GRINDSTONE HARBOR RD, ORCAS, WA 98280-5289
Instrument Date	Nov 6, 2017
Instrument	1116013
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	690 GRINDSTONE HARBOR RD EASTSOUND WA 982455289, EASTSOUND, WA 98245-5289

Mortgage

Document Number	0001116013
Date	Nov 16, 2017
Instrument	1116013

Lender

Name	HERITAGE BK
Type	Bank
Address	201 5TH AVE SW, OLYMPIA, WA 98501-1063

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	384 Months
Due	Nov 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 690 Grindstone Harbor Rd was $16,674.

Source: San Juan County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Washington
County	San Juan County
Unified School District	Orcas Island School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,674.00	$2,779,830 Land $778,630 Building $2,001,200	$2,779,830 Land $778,630 Building $2,001,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 690 Grindstone Harbor Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 690 Grindstone Harbor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rock Island Communications Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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