690 Garrett Dr, Centre, AL 35960 Property Records

Cherokee County property record for 690 Garrett Dr, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,589 sqft · built 1966
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Feb 2026)
Tax Bill	$1,193 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Aug 2012 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-14-05-22-4-003-019.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-05-22-4-003-019.000`
Alternative APNs	`ALT APN:1405224003019000` `26055`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,589 sqft Living Area
1st Floor Area	1,589 sqft
Basement Area	1,479 sqft
Unfinished Basement	1,479 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	258 sqft
Utility Building	110 sqft

Location & Zoning

Account Number	26055
Street Address	690 GARRETT DR
City	CENTRE
State	AL
Zip	35960-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, BLK C MORRISON ADD SD PB 4 PG 24
Legal Range	09E
Legal Township	10S
Legal Section	22
Legal Subdivision	MORRISON ADDITION
Legal Block	C
Legal Lot Number	12
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4036
Census Tract	955900

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	680 GARRETT DR, CENTRE, AL 35960-2023
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Warranty Deed, Transfer TRESSA CAGLE
Aug 17, 2012	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Prior Sale	Aug 17, 2012 · Amount on Record
Deed Document Number	2026242607
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 26, 2026
Property Address	690 GARRETT DR, CENTRE, AL 35960-2023
Document Number	0000242607
Map Reference	MB 4 PG 24
Instrument Date	Feb 24, 2026
Instrument	242607
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16310 AL HWY 170, 170, FORT PAYNE, AL 35967

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 GARRETT DRIVE, CENTRE, AL 35960

Mortgage

Document Number	0000242608
Date	Feb 26, 2026
Instrument	242608

Lender

Name	TRESSA CAGLE
Type	Private Party

Agreement

Amount	Amount Recorded
Term	242 Months
Due	Apr 1, 2046

August 2012: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 17, 2012
Property Address	690 GARRETT DR, CENTRE, AL 35960-2023
Document Number	0000175545
Instrument Date	Aug 17, 2012
Instrument	175545
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	690 GARRETT DR, CENTRE, AL 35960-2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16310 AL HIGHWAY 176, FORT PAYNE, AL 35967-5950

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,193.00 (+7%)
2025	$1,115.00	$23,740 (-) Land $1,400 Building $22,340	$118,700 (-) Land $7,000 Building $111,700
2024	$1,115.00 (-0.09%)	$23,740 (-0.08%) Land $1,400 Building $22,340	$118,700 (-0.08%) Land $7,000 Building $111,700
2023	$1,116.00	$23,760 (-)	$118,800 (-) Land $7,100 Building $111,700
2022	$1,116.00	$23,760 Land $1,420 Building $22,340	$118,800 Land $7,100 Building $111,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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