690 Elm Ave, Seaside, CA 93955 Property Records

Monterey County property record for 690 Elm Ave, Seaside, CA 93955

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,124 sqft · built 1956
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Nov 2009)
Tax Bill	$6,689 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2022 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`011-321-009-000`

Property Details

APN / Parcel Number

Primary APN	`011-321-009-000`
Alternative APN	`011-321-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
1st Floor Area	1,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	011-321-009
Street Address	690 ELM AVE
City	SEASIDE
State	CA
Zip	93955-4218
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	VISTA DEL REY TRACT LOT 19 BLK 26
Legal Subdivision	VISTA DEL REY
Legal Block	26
Legal Lot Number	19
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1062
Census Tract	14000

Owner

690 Elm Ave, a duplex, is owned and occupied by two individuals who bought it in November 2009.

Source: Monterey County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	690 ELM AVE, SEASIDE, CA 93955-4218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage REALI LOANS INC
Jan 28, 2022	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2009 · Amount on File
Deed Sale	Nov 6, 2009 · Amount on File
Prior Sale	May 16, 2006 · Amount on File
Deed Document Number	200971932
Prior Transfer Date	Jan 18, 2005
Prior Transfer Doc	0000008032
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	690 ELM AVE, SEASIDE, CA 93955-4218
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 ELM AVE, SEASIDE, CA 93955-4218

Mortgage

Document Number	0000055717
Date	Aug 17, 2021
Instrument	2021055717

Lender

Name	REALI LOANS INC
Type	Mortgage Company
Address	SAN MATEO, CA 94404

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	690 ELM AVE, SEASIDE, CA 93955-4218
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 ELM AVE, SEASIDE, CA 93955-4218

Mortgage

Document Number	0000004580
Date	Jan 28, 2022
Instrument	2022004580

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 690 Elm Ave was $6,689 with a homeowner's exemption, up 7.9% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,974 (+2%) Land $164,570 Building $439,404
2025	$6,689.00 (+7.94%) Homeowner's exemption	$592,133 Land $161,344 Building $430,789
2024	$6,197.00 (+104.66%)
2023	$3,028.00 (+1.44%) Homeowner's exemption	$279,142 Land $155,080 Building $124,062
2022	$2,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 690 Elm Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 690 Elm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Verizon.

Nearby Properties on Elm Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures