690 E Pierce St, Lake Alfred, FL 33850 Property Records

Polk County property record for 690 E Pierce St, Lake Alfred, FL 33850

Property Summary

Property Type	Single Family Home
Details	7 bd · 3 ba · 2,970 sqft · built 1960
Lot Size	0.326 acres (14,218 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Nov 2015)
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`26-27-33-515500-000680`

Property Details

APN / Parcel Number

Primary APN	`26-27-33-515500-000680`
Alternative APNs	`332726515500000680` `32726000`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,970 sqft Living Area
Gross Area	2,022 sqft
1st Floor Area	1,428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	14,218 sqft (0.326 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	594 sqft
Porch	Screened/Unfinished Porch
Porch Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	690 E PIERCE ST
City	LAKE ALFRED
State	FL
Zip	33850-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE VIEW SUB UNIT NO 2 PB 13 PG 5 LOTS 68 & 69
Legal Range	26E
Legal Township	27S
Legal Section	33
Legal Subdivision	LAKE VIEW SUBDIVISION UNIT NO 2
Legal Tract	515500
Legal Block	4
Legal Lot Number	68,69
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4026
Census Tract	12900

Owner

690 E Pierce St is owned and occupied by an individual who bought it in November 2015.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	690 E PIERCE ST, LAKE ALFRED, FL 33850-3108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Sep 26, 2018	Loan Modification, Mortgage · FHA Mortgage AMERIHOME MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2015 · Amount on File
Deed Sale	Nov 23, 2015 · Amount on File
Prior Sale	Jun 14, 2004 · Amount on File
Deed Document Number	2015211652
Deed Book / Page	9682 / 1803
Prior Transfer Date	Sep 12, 2014
Prior Transfer Doc	0000012322
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	690 E PIERCE ST, LAKE ALFRED, FL 33850-3108
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 E PIERCE ST, LAKE ALFRED, FL 33850-3108

Mortgage

Document Number	0000055793
Date	Mar 2, 2022
Book Page	12140/277
Instrument	2022055793

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	690 E PIERCE ST, LAKE ALFRED, FL 33850-3108
Document Number	0106691014
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	690 E PIERCE ST LAKE ALFRED FL 338503108, LAKE ALFRED, FL 33850-3108

Mortgage

Document Number	0106691014
Date	Nov 13, 2018
Book Page	010669/001014
Instrument	237754

Lender

Name	AMERIHOME MTG
Type	Mortgage Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 690 E Pierce St was $2,729 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lake Alfred City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,923 (+2.7%)	$375,881 (+5.84%) Land $35,952 Building $339,929
2025	$2,729.00 Homeowner's exemption	$185,904	$355,129 Land $35,952 Building $319,177
2023	$2,582.00 (+2.3%) Homeowner's exemption	$175,403 (+3%)	$359,932 (+22.15%) Land $34,952 Building $324,980
2022	$2,524.00 Homeowner's exemption	$170,294	$294,656 Land $29,530 Building $265,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 690 E Pierce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 690 E Pierce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE ALFRED serves 5,584 people · EPA ID FL6530321
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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