Mille Lacs County property record for 690 Central Ave S, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 748 sqft · built 1916 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Apr 2022) |
| Tax Bill | $1,834 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 21-560-0090 |
| Primary APN | 21-560-0090 |
|---|
| Building Area | 748 sqft Living Area |
|---|
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Street Address | 690 CENTRAL AVE S |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUTLOT 1, BLOCK A & OUTLOT 2, EX N 132 FT OF BLOCK A |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 36 |
| Legal Subdivision | MAGNUSON'S ADDITION |
| Legal Block | A |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 690 CENTRAL AVE S, MILACA, MN 56353-1133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA |
| Apr 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA |
| May 7, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on Record |
| Deed Sale | Apr 28, 2022 · Amount on Record |
| Prior Sale | May 7, 2021 · Amount on Record |
| Deed Document Number | 2022430993 |
| Prior Transfer Date | Feb 23, 2022 |
| Prior Transfer Doc | 000A430993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 690 CENTRAL AVE S, MILACA, MN 56353-1133 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | AMERICAN LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 000A430995 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | A430995 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 1, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Apr 28, 2022 |
| Property Address | 690 CENTRAL AVE S, MILACA, MN 56353-1133 |
| Document Number | 000A430993 |
| Instrument Date | Feb 23, 2022 |
| Instrument | A430993 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | LENDSERV NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 690 CENTRAL AVE S, MILACA, MN 56353-1133 |
| Document Number | 000A430994 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | A430994 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | May 7, 2021 |
| Property Address | 690 CENTRAL AVE S, MILACA, MN 56353-1133 |
| Document Number | A424321 |
| Instrument Date | May 3, 2021 |
| Instrument | A424321 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $346.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 17138 US HIGHWAY 169, MILACA, MN 56353-3344 |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,834.00 (+19.87%) | $169,800 (+5.14%) Land $56,000 Building $113,800 | $169,800 (+5.14%) Land $56,000 Building $113,800 |
| 2025 | $1,530.00 (+1.19%) Homeowner's exemption | $161,500 (+23.38%) Land $48,000 Building $113,500 | $161,500 (+23.38%) Land $48,000 Building $113,500 |
| 2023 | $1,512.00 | $130,900 Land $36,000 Building $94,900 | $130,900 Land $36,000 Building $94,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1995–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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