690 Benton Rd, Covington, GA 30014 Property Records

Newton County property record for 690 Benton Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,171 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$32,000 (Dec 2019)
Tax Bill	$3,843 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01040-00000-019-000`

Property Details

APN / Parcel Number

Primary APN	`01040-00000-019-000`
Alternative APNs	`0104 019` `32782`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,171 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32782
Old Parcel Number	0104 019
Street Address	690 BENTON RD
City	COVINGTON
State	GA
Zip	30014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	5 AC LOT 1 W BEAR CREEK E
Legal Subdivision	MACEDONIA MDWS, BEAR CRK WDS & W BEAR CR
Legal Lot Number	1
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2016
Census Tract	100203

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	690 BENTON RD, COVINGTON, GA 30014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG LLC
Jan 23, 2020	Deed of Trust, Mortgage · Construction Mortgage BANK OF MADISON
Dec 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Apr 23, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF MADISON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Prior Sale	Apr 22, 2019 · Amount on File
Deed Document Number	0003936164
Deed Book / Page	3936 / 164
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	690 BENTON RD, COVINGTON, GA 30014
Document Number	0040950293
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 BENTON DAIRY RD COVINGTON GA 30014, COVINGTON, GA 30014

Mortgage

Document Number	0040950293
Date	Nov 10, 2020
Book Page	004095/000293
Instrument	16240

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	690 BENTON RD, COVINGTON, GA 30014
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5790 KENT ROCK RD LOGANVILLE GA 300525596, LOGANVILLE, GA 30052-5596

Mortgage

Document Number	39530352
Date	Jan 23, 2020
Book Page	003953/000352
Instrument	1044

Lender

Name	BANK OF MADISON
Type	Bank
Address	MADISON, GA 30650

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 22, 2021

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 17, 2019
Property Address	690 BENTON RD, COVINGTON, GA 30014
Document Number	0039360164
Book / Page	003936 / 000164
Instrument Date	Dec 3, 2019
Instrument	16501
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$32.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BENTON RD ATLANTA GA 30314, ATLANTA, GA 30314

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 23, 2019
Property Address	690 BENTON RD, COVINGTON, GA 30014
Document Number	0038300340
Book / Page	003830 / 000340
Instrument Date	Apr 22, 2019
Instrument	4881
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BENTON RD OXFORD GA 30314, OXFORD, GA 30314

Mortgage

Document Number	38300341
Date	Apr 23, 2019
Book Page	003830/000341
Instrument	4882

Lender

Name	BANK OF MADISON
Type	Bank
Address	MADISON, GA 30650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 22, 2024

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,843.00 (+38.69%) Homeowner's exemption	$164,160 (+26.63%) Land $36,000 Building $128,160	$410,400 (+26.63%) Land $90,000 Building $320,400
2023		$129,640 Land $25,000 Building $104,640	$324,100 Land $62,500 Building $261,600
2022	$2,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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