690 Beech St, Kuttawa, KY 42055 Property Records

Lyon County property record for 690 Beech St, Kuttawa, KY 42055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft
Lot Size	20.2 acres (879,912 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (May 2020)
Tax Bill	$933 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-43`

Property Details

APN / Parcel Number

Primary APN	`21-43`
Alternative APN	`144318`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Total Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	879,912 sqft (20.2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	144318
Street Address	690 BEECH ST
City	KUTTAWA
State	KY
Zip	42055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND AND IMPRVMT
Legal Subdivision	KUTTAWA
Jurisdiction	LYON KY
Township / Civil Division	EDDYVILLE
Census Block Group	2
Census Block	2121
Census Tract	960101

Owner

690 Beech St is owned by an individual who acquired it in September 2021.

Source: Lyon County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	151 LAKESHORE DR, KUTTAWA, KY 42055-6205
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST
Sep 16, 2021	Quit Claim Deed, Transfer Quitclaim
May 19, 2020	Deed, Transfer FREDONIA VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Prior Sale	May 19, 2020 · Amount on File
Deed Document Number	0DB176/266
Deed Book / Page	DB176 / 266
Last Transfer Date	Sep 16, 2021
Transfer Doc	0DB181/612
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON KY
Property Address	690 BEECH ST, KUTTAWA, KY 42055
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 ATKINSON ST, HENDERSON, KY 42420-4285

Mortgage

Document Number	0MB278/212
Date	Sep 28, 2021
Book Page	MB278/212

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 22, 2041

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON KY
Recording Date	Sep 16, 2021
Property Address	690 BEECH ST, KUTTAWA, KY 42055
Document Number	0DB181/612
Book / Page	DB181 / 612
Instrument Date	Sep 15, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 FANTACY LN, PADUCAH, KY 42003-0972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 LAKESHORE DR, KUTTAWA, KY 42055-6205

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LYON KY
Recording Date	May 19, 2020
Property Address	690 BEECH ST, KUTTAWA, KY 42055
Document Number	0DB176/266
Book / Page	DB176 / 266
Instrument Date	May 15, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$96.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	950 STATE ROUTE 93 S, EDDYVILLE, KY 42038-8620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 LAKESHORE DR, KUTTAWA, KY 42055-6205
Investor	Possibly a Property Investor

Mortgage

Document Number	00MB260678
Date	May 19, 2020
Instrument	MB260/678

Lender

Name	FREDONIA VALLEY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 15, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 690 Beech St was $933.

Source: Lyon County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lyon County
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$933.00	$110,000	$110,000
2023	$798.00	$90,000	$90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 690 Beech St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 690 Beech St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KUTTAWA WATER DEPARTMENT serves 1,143 people · EPA ID KY0720227
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: AT&T.

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