69 Windy Mountain Peak, Murphy, NC 28906 Property Records

Cherokee County property record for 69 Windy Mountain Peak, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1992
Lot Size	10 acres (436,471 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Apr 2018)
Tax Bill	$1,053 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458000672137000`

Property Details

APN / Parcel Number

Primary APN	`458000672137000`
Alternative APN	`47560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Heated Area
Basement Area	960 sqft
Finished Basement	960 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	436,471 sqft (10 acres)
Lot Width	1,410 ft Width
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	152 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	308 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	47560
Street Address	69 WINDY MOUNTAIN PEAK
City	MURPHY
State	NC
Zip	28906-6136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 58-A MARY KING MTN 525/91
Legal Tract	58
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1042
Census Tract	930502

Owner

Source: Cherokee County records · APN 458000672137000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	69 WINDY MOUNTAIN PEAK, MURPHY, NC 28906-6136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Apr 16, 2018	Warranty Deed, Transfer · Seller Carry-Back JUDITH REIGHTER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	01763
Deed Book / Page	01585 / 0097
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	69 WINDY MOUNTAIN PEAK, MURPHY, NC 28906-6136
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 WINDY MOUNTAIN PEAK, MURPHY, NC 28906-6136

Mortgage

Document Number	001717/592
Date	Jul 28, 2022
Book Page	1717/592
Instrument	4947

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 27, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	69 WINDY MOUNTAIN PEAK, MURPHY, NC 28906-6136
Transaction Type	Mortgage
Record Updated	Jun 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1680/628
Date	May 12, 2021
Book Page	1680/628
Instrument	3146

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 16, 2018
Property Address	69 WINDY MOUNTAIN PEAK, MURPHY, NC 28906-6136
Document Number	01585/0097
Book / Page	01585 / 0097
Instrument Date	Apr 12, 2018
Instrument	01763
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5083 E TRUMAN LN, 5083, FAYETTEVILLE, AR 72701-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	69 WINDY MOUNTAIN PEAK, MURPHY, NC 28906-6136

Mortgage

Document Number	01764
Date	Apr 16, 2018
Instrument	01764

Lender

Name	JUDITH REIGHTER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Apr 16, 2023

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,053.00	$150,330 (+0.6%)	$150,330 (+0.6%) Land $22,000 Building $128,330
2023		$149,440	$149,440 Land $22,000 Building $127,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	About 1 in 714 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Blue Ridge Mountain Electric Membership	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: CND Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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