Middlesex County and Ayer Town property record for 69 Willard St, Ayer, MA 01432 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 812 sqft · built 2003 |
| Lot Size | 0.36 acres (15,693 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Nov 2025) |
| Tax Bill | $2,154 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:035 B:0070 L:0004 |
| Primary APN | AYER M:035 B:0070 L:0004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 812 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,693 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 69 WILLARD ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1725 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 70 |
| Legal Lot Number | 4 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 325101 |
Source: Middlesex County and Ayer Town records · APN AYER M:035 B:0070 L:0004
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 69 WILLARD ST, 4, AYER, MA 01432-1725 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 11, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU |
| Nov 07, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2025 · Amount on Record |
| Deed Sale | Nov 07, 2025 · Amount on Record |
| Deed Book / Page | 84852 / 315 |
| Prior Transfer Date | Jun 20, 2024 |
| Prior Transfer Doc | 082917-568 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 69 WILLARD ST, AYER, MA 01432-1725 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 081757-469 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 81757/469 |
| Instrument | 75917 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 01, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Nov 07, 2025 |
| Property Address | 69 WILLARD ST, AYER, MA 01432-1725 |
| Document Number | 084852-315 |
| Book / Page | 84852 / 315 |
| Instrument Date | Nov 07, 2025 |
| Instrument | 136801 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 69 WILLARD ST # 4, 4, AYER, MA 01432-1725 |
| Document Number | 0000136802 |
|---|---|
| Date | Nov 07, 2025 |
| Instrument | 136802 |
| Name | PLAINS COMMERCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,154.00 (+37.46%) | $180,100 (+42.71%) Building $180,100 | $266,285 (-3.38%) |
| 2024 | $275,595 | ||
| 2023 | $1,567.00 | $126,200 Building $126,200 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173251011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures