Hampden County and Ludlow Town property record for 69 Willard Ave, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1948 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Nov 2025) |
| Tax Bill | $3,953 (2026) |
| Deeds & Mortgages | Oct 2022 Refinance Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:12B-18300 B:22 L:0 |
| Primary APN | M:12B-18300 B:22 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Gross Area | 2,931 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 8725 |
|---|---|
| Street Address | 69 WILLARD AVE |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 18300 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 810412 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 84 N MONSON RD, HAMPDEN, MA 01036-9654 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK |
| Nov 14, 2025 | Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 4, 2019 | Foreclosure DELLA RIPA REAL ESTAT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on Record |
| Deed Sale | Nov 14, 2025 · Amount on Record |
| Prior Sale | Sep 4, 2019 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 69 WILLARD AVE, LUDLOW, MA 01056-2234 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024777-285 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 24777/285 |
| Instrument | 63230 |
| Name | GREENFIELD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Nov 14, 2025 |
| Property Address | 69 WILLARD AVE, LUDLOW, MA 01056-2234 |
| Document Number | 0000241272 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 241272 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 84 N MONSON RD, HAMPDEN, MA 01036-9654 |
| Document Number | 0000241273 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 241273 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Sep 4, 2019 |
| Property Address | 69 WILLARD AVE, LUDLOW, MA 01056-2234 |
| Document Number | 0000219381 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 219381 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 26, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12 HANNOUSH DR WEST SPRINGFIELD MA 010894467, WEST SPRINGFIELD, MA 01089-4467 |
| Investor | Possibly a Property Investor |
| Document Number | 219384 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 219384 |
| Name | DELLA RIPA REAL ESTAT |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Sep 3, 2021 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,953.00 (-0.08%) | $246,900 (+8.29%) Land $93,200 Building $153,700 | $288,431 (+%) |
| 2025 | $3,956.00 (+2.51%) | $228,000 (+6.89%) Land $84,800 Building $143,200 | $288,420 (+23.11%) |
| 2024 | $3,859.00 (+5.49%) | $213,300 (+13.76%) Land $84,800 Building $128,500 | $234,270 |
| 2023 | $3,658.00 | $187,500 Land $77,600 Building $109,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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