Madison County property record for 69 Water St, Mount Sterling, OH 43143
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,510 sqft · built 1930 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,389 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00009.000 |
| Primary APN | 18-00009.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,510 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| Upper Floors Area | 266 sqft |
| Basement Area | 266 sqft |
| Unfinished Basement | 266 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 97 ft deep x 148 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 105 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 021125-5 |
|---|---|
| Street Address | 69 WATER ST |
| City | MOUNT STERLING |
| State | OH |
| Zip | 43143-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-32 6483 6495 .233A |
| Legal Subdivision | MT STRING |
| Jurisdiction | MADISON OH |
| Township / Civil Division | PLEASANT |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 41200 |
69 Water St is owned and occupied by two individuals.
Source: Madison County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 69 WATER ST, MOUNT STERLING, OH 43143-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 69 Water St was $1,389 with a homeowner's exemption, down 5.3% from the year before.
Source: Madison County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Madison County |
| County Subdivision | Pleasant Township |
| Municipality | Mount Sterling Village |
| Unified School District | Madison-Plains Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,389.00 (-5.32%) Homeowner's exemption | $52,010 (-) Land $18,890 Building $33,120 | |
| 2024 | $1,467.00 (+4.26%) Homeowner's exemption | $52,010 (-) Land $18,890 Building $33,120 | |
| 2023 | $1,407.00 (+20.15%) Homeowner's exemption | $52,010 (+28.99%) Land $18,890 Building $33,120 | $148,600 Land $53,980 Building $94,620 |
| 2022 | $1,171.00 Homeowner's exemption | $40,320 Land $14,640 Building $25,680 | |
| 2020 | $115,210 Land $41,840 Building $73,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 69 Water St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 69 Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT STERLING VILLAGE PWS serves 2,059 people · EPA ID OH4900812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed, Verizon.
5G (outdoors only) and 4G LTE
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