69 Ward Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 69 Ward Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,773 sqft · built 2007
Lot Size	0.254 acres (11,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (May 2001)
Tax Bill	$16,790 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`41-00140-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`41-00140-0000-00014`
Alternative APNs	`410014000014` `243100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,773 sqft Living Area
1st Floor Area	1,379 sqft
Upper Floors Area	1,394 sqft
Attic	Attic
Attic Area	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Other
Lot Area	11,045 sqft (0.254 acres)
Lot Depth	130 ft Depth
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	243100
Street Address	69 WARD AVE
City	RUMSON
State	NJ
Zip	07760-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	CONOVER PARK
Legal Block	140
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3005
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69 WARD AVE, RUMSON, NJ 07760-2031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Jul 14, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2001 · Amount on Record
Deed Sale	May 1, 2001 · Amount on Record
Deed Book / Page	8019 / 5516
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	69 WARD AVE, RUMSON, NJ 07760-2031
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	WESTCOR TITLE INSURANCE COMPANY, WESTCOR TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095779076
Date	Feb 10, 2022
Book Page	9577/9076
Instrument	2022016708

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	69 WARD AVE, RUMSON, NJ 07760-2031
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	KISS ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095612955
Date	Nov 30, 2021
Book Page	9561/2955
Instrument	2021171604

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.74%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.74%
Max Rate At Change	7.74%
Index	1-Year LIBOR
Max Rate	7.74%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	69 WARD AVE, RUMSON, NJ 07760-2031
Document Number	0000084456
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	69 WARD AVE RUMSON NJ 077602031, RUMSON, NJ 07760-2031

Mortgage

Document Number	0000084456
Date	Aug 3, 2020
Book Page	009431/001416
Instrument	84456

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 2, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,787,100 (+11.65%) Land $1,080,900 Building $706,200	$1,787,100 (+11.65%) Land $1,080,900 Building $706,200
2025	$16,790.00 (+2.36%)	$1,600,600 (+11.29%) Land $980,000 Building $620,600	$1,600,600 (+11.29%) Land $980,000 Building $620,600
2024	$16,403.00 (-0.97%)
2023		$1,438,200 Land $904,700 Building $533,500	$1,438,200 Land $904,700 Building $533,500
2022	$16,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	440 (1978–2026)
Claims Outside the SFHA	27 of 440
Most Recent Claim	Jun 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 179 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 104 claims Coastal Storms & Flooding, Mar 1984 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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