69 W Central St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 69 W Central St, Natick, MA 01760

Property Summary

Property TypeDuplex
Details6 bd · 3.5 ba · 3,051 sqft · built 1853
Lot Size0.568 acres (24,751 sqft)
Owner2 Individual Names on File
Last Sale$615,000 (Nov 2010)
Tax Bill$12,465 (2025)
Deeds & MortgagesMar 2022 Refinance
Dec 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN43-00000311

Property Details

APN / Parcel Number

Primary APN43-00000311
Alternative APN
  • NATI M:00000043 P:00000311

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area3,051 sqft Living Area
1st Floor Area825 sqft
Basement Area684 sqft
Unfinished Basement684 sqft

Exterior

Year BuiltBuilt 1853
Effective Year BuiltEffective 1988
Architectural StyleOther
Exterior MaterialWood Siding
Lot Area24,751 sqft (0.568 acres)
Garage TypeAttached
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number43-00000311
Street Address69 W CENTRAL ST
CityNATICK
StateMA
Zip01760-4444
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRSA
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group2
Census Block2004
Census Tract382500

Owner

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address69 W CENTRAL ST, NATICK, MA 01760-4444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
UNION HOME MORTGAGE
Dec 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
UNION HOME MORTGAGE
Sep 1, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 2, 2010 · Amount on Record
Deed SaleNov 2, 2010 · Amount on Record
Deed Document Number2010198507
Deed Book / Page55739 / 158
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address69 W CENTRAL ST, NATICK, MA 01760-4444
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079755-56
DateMar 1, 2022
Book Page79755/56
Instrument31555
Lender
NameUNION HOME MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address69 W CENTRAL ST, NATICK, MA 01760-4444
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76471-1
DateDec 18, 2020
Book Page76471/1
Instrument242389
Lender
NameUNION HOME MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address69 W CENTRAL ST, NATICK, MA 01760-4444
Document Number71623-70
Instrument DateSep 1, 2018
Transaction TypeMortgage
Record UpdatedOct 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 W CENTRAL ST NATICK MA 017604444, NATICK, MA 01760-4444

Mortgage

Document Number71623-70
DateSep 17, 2018
Book Page071623/000070
Instrument143145
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 16, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$12,465.00 (+4.41%)$1,042,200 (+7.04%) Land $434,900 Building $607,300
2024$11,938.00 (+4.12%)$973,700 (+7.34%) Land $410,800 Building $562,900
2023$11,466.00$907,100 Land $383,900 Building $523,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Radiate Holdings
Cable
1,500 / 50
Verizon
Fiber
980 / 880

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