69 Valley St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 69 Valley St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 1985
Lot Size	0.561 acres (24,437 sqft)
Owner	2 Individual Names on File
Last Sale	$553,500 (May 2023)
Tax Bill	$7,326 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SALE M:15 L:0428`

Property Details

APN / Parcel Number

Primary APN	`SALE M:15 L:0428`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	3,352 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,437 sqft (0.561 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	69 VALLEY ST
City	SALEM
State	MA
Zip	01970-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	428
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4008
Census Tract	204702

Owner

69 Valley St is owned and occupied by two individuals who bought it in May 2023.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	69 VALLEY ST, SALEM, MA 01970-1948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023 · Amount on File
Deed Sale	May 8, 2023 · Amount on File
Deed Document Number	2023644119
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	May 8, 2023
Property Address	69 VALLEY ST, SALEM, MA 01970-1948
Document Number	0000644119
Instrument Date	May 8, 2023
Instrument	644119
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	69 VALLEY ST, SALEM, MA 01970-1948

Mortgage

Document Number	0000644120
Date	May 8, 2023
Instrument	644120

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Jun 1, 2030
Max Rate At Change	2.88%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 69 Valley St was $7,326, up 1.6% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,326.00 (+1.64%)	$679,600 (+6.92%) Land $275,300 Building $402,100	$652,374 (+3.78%)
2025	$7,208.00 (+2.84%)	$635,600 (+5.37%) Land $257,200 Building $378,400	$628,615
2024	$7,009.00 (+5.29%)	$603,200 (+13.36%) Land $242,800 Building $360,400
2023	$6,657.00	$532,100 Land $221,400 Building $310,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69 Valley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Valley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20