69 Upton St, Grafton, MA 01519 Property Records

Worcester County and Grafton Town property record for 69 Upton St, Grafton, MA 01519

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,540 sqft · built 1993
Lot Size	4.98 acres (216,940 sqft)
Owner	Individual Name on Record
Last Sale	$507,500 (Aug 2018)
Tax Bill	$10,031 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110075000000004D`

Property Details

APN / Parcel Number

Primary APN	`110075000000004D`
Alternative APN	`GRAF M:0075 B:0000 L:0004.D`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,540 sqft Living Area
Gross Area	5,246 sqft
1st Floor Area	1,532 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	216,940 sqft (4.98 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	110075000000004D
Street Address	69 UPTON ST
City	GRAFTON
State	MA
Zip	01519-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	4.D
Jurisdiction	GRAFTON MA
Township / Civil Division	GRAFTON
Census Block Group	1
Census Block	1017
Census Tract	738202

Owner

Source: Worcester County and Grafton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	69 UPTON ST, GRAFTON, MA 01519-1234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2018	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA
Apr 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Aug 7, 2018	Quit Claim Deed, Transfer HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2018 · Amount on Record
Deed Sale	Aug 7, 2018 · Amount on Record
Prior Sale	Mar 31, 1994 · Amount on Record
Deed Book / Page	59222 / 373
Transfer Doc	059222-373
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAFTON MA
Property Address	69 UPTON ST, GRAFTON, MA 01519-1234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58398-36
Date	Feb 2, 2018
Book Page	58398/36
Instrument	11185

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAFTON MA
Property Address	69 UPTON ST, GRAFTON, MA 01519-1234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62296-65
Date	Apr 29, 2020
Book Page	62296/65
Instrument	42755

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAFTON MA
Recording Date	Aug 7, 2018
Property Address	69 UPTON ST, GRAFTON, MA 01519-1234
Document Number	59222-373
Book / Page	59222 / 373
Instrument	82060
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 UPTON ST, GRAFTON, MA 01519-1234

Mortgage

Document Number	592220376
Date	Aug 7, 2018
Instrument	59222/0376

Lender

Name	HARBORONE MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Tax Assessment & Valuation

Source: Worcester County and Grafton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Grafton Town
Unified School District	Grafton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,031.00 (+3.86%)	$732,700 (+5.76%) Land $228,000 Building $504,700	$770,316 (-5%)
2025	$9,658.00 (+7.8%)	$692,800 (+21.48%) Land $214,900 Building $477,900	$810,825 (+10.53%)
2024			$733,590
2023	$8,959.00	$570,300 Land $204,700 Building $365,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1994–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2008 · Severe Winter Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAFTON WATER DISTRICT serves 10,925 people · EPA ID MA2110000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	8 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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