69 Summit Ridge Dr, Brandon, MS 39042 Property Records

Rankin County property record for 69 Summit Ridge Dr, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,549 sqft · built 1974
Lot Size	0.409 acres (17,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,870 (Apr 2026)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H09F000010 00280`

Property Details

APN / Parcel Number

Primary APN	`H09F000010 00280`
Alternative APN	`23051`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,549 sqft Adjusted Area
1st Floor Area	2,207 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	17,848 sqft (0.409 acres)
Patio Area	90 sqft
Utility Building	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23051
Street Address	69 SUMMIT RIDGE DR
City	BRANDON
State	MS
Zip	39042-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 GROVE PARK OF CROSSGATES PART 3 DB 299 PG 742 0042073
Legal Range	03E
Legal Township	05N
Legal Section	07
Legal Subdivision	GROVE PARK OF CROSSGATES PART 3
Legal Lot Number	28
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	1
Census Block	1006
Census Tract	20208

Owner

Source: Rankin County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69 SUMMIT RIDGE DR, BRANDON, MS 39042-2505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Feb 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK
Dec 14, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Deed Book / Page	2026 / 9025
Prior Transfer Date	Dec 14, 2021
Prior Transfer Doc	2021032339
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Apr 24, 2026
Property Address	69 SUMMIT RIDGE DR, BRANDON, MS 39042-2505
Document Number	2026009025
Book / Page	2026 / 9025
Instrument Date	Apr 24, 2026
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	CMP TITLE AND ESCROW SERVICES INC, TITLE & ESCROW SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	69 SUMMIT RIDGE DR, BRANDON, MS 39042-2505

Mortgage

Document Number	3026037264,
Date	Apr 24, 2026
Book Page	3026/37264

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	3026037243,
Date	Apr 24, 2026
Book Page	3026/37243

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	69 SUMMIT RIDGE DR, BRANDON, MS 39042-2505
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014719
Date	Feb 20, 2026
Book Page	3026/14719

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 19, 2027

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANKIN MS
Recording Date	Dec 14, 2021
Property Address	69 SUMMIT RIDGE DR, BRANDON, MS 39042-2505
Document Number	0000032339
Book / Page	2021 / 32339
Instrument Date	Dec 14, 2021
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 SUMMIT RIDGE DR, BRANDON, MS 39042-2505

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Brandon City
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00 Homeowner's exemption	$19,123 (-)
2024	$2,231.00 (+42.01%) Homeowner's exemption	$19,123 (+18.82%)	$190,180 (+18.79%) Land $32,500 Building $157,680
2023		$16,094
2021			$160,100 Land $32,500 Building $127,600
2019	$1,571.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2001–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAYLORSVILLE W/A #1 public/private · serves 1,845 people · EPA ID MS0610028
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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